376 Montclair Tower Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 376 Montclair Tower Dr, Saint Charles, MO 63303

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,248 sqft · built 2004
Lot Size0.069 acres (3,049 sqft)
Owner2 Individual Names on Record
Last Sale$130,600 (Jul 2009)
Tax Bill$2,379 (2025)
Flood ZoneZone X (minimal risk)
APNT040800369

Property Details

APN / Parcel Number

Primary APNT040800369
Alternative APN
  • 3-0162-9436-04-018D.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area676 sqft

Exterior

Year BuiltBuilt 2004
Architectural StyleTraditional
Exterior MaterialBrick/Stone
Lot Area3,049 sqft (0.069 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
PorchPorch
Porch Area40 sqft
Patio Area100 sqft

Location & Zoning

Account NumberT040800369
Old Parcel NumberT040800369
Street Address376 MONTCLAIR TOWER DR
CitySAINT CHARLES
StateMO
Zip63303-4091
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMONTCLAIR LOT 4-18D
Legal Range04E
Legal Township46N
Legal SubdivisionENCLAVE AT MONTCLAIR
Legal Lot Number18D
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1012
Census Tract311001

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address376 MONTCLAIR TOWER DR, SAINT CHARLES, MO 63303-4091
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2009 · Amount on Record
Deed SaleJul 23, 2009 · Amount on Record
Prior SaleOct 28, 2004
Deed Document Number0000523670
Deed Book / Page5236 / 70
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,379.00$41,109 (+11.82%)$216,361 (+11.82%)
2023$36,764
2022$193,494 Building $193,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims36 (1978–2019)
Claims Outside the SFHA6 of 36
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 4 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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