376 Hover Ave, Germantown, NY 12526 Property Records

Columbia County and Germantown Town property record for 376 Hover Ave, Germantown, NY 12526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1928
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$185,500 (Nov 2018)
Tax Bill	$4,244 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2022 Refinance + 2 more
APN	`103600 159.-1-27`

Property Details

APN / Parcel Number

Primary APN	`103600 159.-1-27`
Alternative APN	`360015900000010270000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	205 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Shed	1 Shed
Canopy	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	376 HOVER AVE
City	GERMANTOWN
State	NY
Zip	12526-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	GERMANTOWN
Census Block Group	1
Census Block	1026
Census Tract	2000

Owner

376 Hover Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Columbia County and Germantown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	376 HOVER AVE, GERMANTOWN, NY 12526-5351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Apr 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Deed Document Number	201810702
Deed Book / Page	876 / 1013
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	376 HOVER AVE, GERMANTOWN, NY 12526-5351
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007771
Date	Aug 10, 2022
Book Page	967/1569
Instrument	20220007771

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	376 HOVER AVE, GERMANTOWN, NY 12526-5351
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003647
Date	Apr 11, 2022
Book Page	959/1013
Instrument	20220003647

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	376 HOVER AVE, GERMANTOWN, NY 12526-5351
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200000394
Date	Jan 12, 2022
Book Page	952/676
Instrument	20200000394

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2048

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA NY
Recording Date	Nov 15, 2018
Property Address	376 HOVER AVE, GERMANTOWN, NY 12526-5351
Document Number	0000010702
Book / Page	876 / 1013
Instrument Date	Nov 8, 2018
Instrument	20180010702
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 TRYON RD, ELIZAVILLE, NY 12523-1421

Tax Assessment & Valuation

The 2026 property tax bill for 376 Hover Ave was $4,244 with a homeowner's exemption, up 0.8% from the year before.

Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Germantown Town
Unified School District	Germantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,244.00 (+0.76%) Homeowner's exemption
2025	$4,212.00	$195,700 Land $43,800 Building $151,900	$331,695 Land $74,237 Building $257,458
2023		$195,700 Land $43,800 Building $151,900	$271,806 Land $60,833 Building $210,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 376 Hover Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 376 Hover Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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