376 Hamilton Ave, Elgin, IL 60123 Property Records

Kane County property record for 376 Hamilton Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,475 sqft · built 1965
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jun 2018)
Tax Bill	$6,323 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-105-017`

Property Details

APN / Parcel Number

Primary APN	`06-14-105-017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,475 sqft
Basement Area	1,475 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	6,996 sqft (0.161 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	376 HAMILTON AVE
City	ELGIN
State	IL
Zip	60123-3469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARD J OBEIRNES SUB LOT 17 BLOCK 5
Legal Subdivision	EDWARD J OBEIRNES SUB
Legal Block	5
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	376 HAMILTON AVE, ELGIN, IL 60123-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	May 12, 2015 · Amount on Record
Deed Document Number	201829143
Prior Transfer Date	Aug 25, 2003
Prior Transfer Doc	0000164046
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	376 HAMILTON AVE, ELGIN, IL 60123-3469
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015066
Date	Feb 25, 2021
Instrument	2021K015066

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 20, 2018
Property Address	376 HAMILTON AVE, ELGIN, IL 60123-3469
Document Number	0000029143
Instrument Date	May 21, 2018
Instrument	2018K029143
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 HAMILTON AVE, ELGIN, IL 60123-3469

Mortgage

Document Number	0000029144
Date	Jun 20, 2018
Instrument	2018K029144

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,323.00 (+15.83%) Homeowner's exemption	$90,888 (+8.57%) Land $22,375 Building $68,513	$272,773 (+8.57%) Land $67,152 Building $205,621
2024		$83,714 (+21.39%) Land $20,609 Building $63,105	$251,242 (+21.44%) Land $61,852 Building $189,391
2022	$5,459.00 (+4.66%) Homeowner's exemption	$68,961 (+6.96%) Land $16,977 Building $51,984	$206,883 (+6.96%) Land $50,931 Building $155,952
2021	$5,216.00 Homeowner's exemption	$64,473 Land $15,872 Building $48,601	$193,419 Land $47,616 Building $145,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Hamilton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures