376 Gwyn Ave, Elkin, NC 28621 Property Records

Surry County property record for 376 Gwyn Ave, Elkin, NC 28621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1921
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2024)
Tax Bill	$1,728 (2026)
Deeds & Mortgages	Feb 2024 Sale Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4951-10-45-4366`

Property Details

APN / Parcel Number

Primary APN	`4951-10-45-4366`
Alternative APNs	`100115273` `100128789`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100128789
Street Address	376 GWYN AVE
City	ELKIN
State	NC
Zip	28621-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NB
Legal Description	PB 36 PG 131 LT A
Legal Lot Number	A
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	4
Census Block	4020
Census Tract	930901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gwyn Avenue-Bridge Street Historic District listed 2007 · 125 contributing resources · NRIS 07000882

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	376 GWYN AVE, ELKIN, NC 28621-3427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNLOCK PTNSHP SLTNS
Dec 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	2024713192
Deed Book / Page	1884 / 35
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Feb 16, 2024
Property Address	376 GWYN AVE, ELKIN, NC 28621-3427
Document Number	0001884/35
Book / Page	1884 / 35
Instrument Date	Feb 16, 2024
Instrument	713192
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N 11TH ST, WILMINGTON, NC 28401-4301

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	376 GWYN AVE, ELKIN, NC 28621-3427
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001795/334
Date	Dec 29, 2021
Book Page	1795/334
Instrument	691367

Lender

Name	UNLOCK PTNSHP SLTNS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 10, 2019
Property Address	376 GWYN AVE, ELKIN, NC 28621-3427
Document Number	1692/85
Book / Page	1692 / 85
Instrument Date	Dec 10, 2019
Instrument	668671
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	376 GWYN AVE, ELKIN, NC 28621-3427

Mortgage

Document Number	0001692/87
Date	Dec 10, 2019
Book Page	1692/87
Instrument	668672

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,728.00	$208,000 (-21.69%) Land $12,000 Building $196,000	$208,000 (-21.69%) Land $12,000 Building $196,000
2025	$1,728.00 (+161.03%)	$265,620 (+121.28%) Land $19,000 Building $246,620	$265,620 (+121.28%) Land $19,000 Building $246,620
2023	$662.00	$120,040 Land $10,800 Building $109,240	$120,040 Land $10,800 Building $109,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKIN serves 4,076 people · EPA ID NC0286020
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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