3758 Misty Way, Destin, FL 32541 Property Records

Okaloosa County property record for 3758 Misty Way, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,857 sqft · built 1993
Lot Size0.145 acres (6,324 sqft)
OwnerIndividual Name on Record
Last Sale$403,900 (Nov 2021)
Tax Bill$4,172 (2022)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-5634-1

Property Details

APN / Parcel Number

Primary APNC56-000-590-5634-1
Alternative APN
  • 00-2S-22-507A-000B-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,857 sqft Heated Area
Gross Area2,752 sqft
1st Floor Area1,857 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,324 sqft (0.145 acres)
Garage TypeFinished
Garage Area420 sqft
PorchEnclosed Porch
Porch Area265 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3758 MISTY WAY
CityDESTIN
StateFL
Zip32541-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR BREEZE LOT 4 BLK B
Legal Range22
Legal Township02S
Legal SubdivisionHARBOR BREEZE
Legal BlockB
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2003
Census Tract23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3758 MISTY WAY, DESTIN, FL 32541-2105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleNov 27, 2000 · Amount on Record
Deed Document Number3505970
Deed Book / Page3587 / 3229
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 17, 2021
Property Address3758 MISTY WAY, DESTIN, FL 32541-2105
Document Number0035873229
Book / Page3587 / 3229
Map ReferenceMB 13 PG 32
Instrument DateNov 15, 2021
Instrument3505970
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyVINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,827.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1916 ANGEIN LN, 1916, FT WORTH, TX 76131-1059

Transferred To (Grantee/Buyer)

NameVerified Name
Address3758 MISTY WAY, DESTIN, FL 32541-2105

Mortgage

Document Number35873231
DateNov 17, 2021
Instrument3587/3231
Lender
NameMORTGAGE ONE OF THE SOUTH INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$407,152 (+2.5%) Land $129,985 Building $277,167$407,152 (+2.5%) Land $129,985 Building $277,167
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$397,238 (+14.72%) Land $117,943 Building $279,295$397,238 (+14.72%) Land $117,943 Building $279,295
2022$4,172.00$346,272 Land $83,618 Building $262,654$346,272 Land $83,618 Building $262,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims29 (1995–2021)
Claims Outside the SFHA25 of 29
Most Recent ClaimApr 2021 · other causes
Claims by Event
  • Hurricane Dennis, Jul 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, LiveOak Fiber, Verizon.

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