3758 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3758 E Phelps St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,412 sqft · built 2007
Lot Size	0.142 acres (6,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$564,500 (Mar 2023)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-10-638`

Property Details

APN / Parcel Number

Primary APN	`313-10-638`
Alternative APN	`313106387`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,191 sqft
2nd Floor Area	1,221 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,169 sqft (0.142 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3758 E PHELPS ST
City	GILBERT
State	AZ
Zip	85295-7223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	6E
Legal Township	1S
Legal Section	35
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	464
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1007
Census Tract	815602

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 19, 2022	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN ALLSTAR FINANCIAL GROUP LL
Sep 19, 2022	Intrafamily Transfer, Transfer EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY
May 27, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Prior Sale	Sep 19, 2022 · Amount on Record
Deed Document Number	2023154721
Prior Transfer Date	Sep 13, 2022
Prior Transfer Doc	0000719708
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Investor	Possibly a Property Investor

Mortgage

Document Number	0001216400
Date	Nov 15, 2021
Instrument	20211216400

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 6, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2023
Property Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Document Number	0000154721
Map Reference	MB 757 PG 42
Instrument Date	Mar 7, 2023
Instrument	20230154721
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3563 E AUSTIN DR, GILBERT, AZ 85296-0612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223

Mortgage

Document Number	0000154722
Date	Mar 28, 2023
Instrument	20230154722

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 19, 2022
Property Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Document Number	0000719709
Map Reference	MB 757 PG 42
Instrument Date	Sep 15, 2022
Instrument	20220719709
Transaction Type	Construction Loan
Record Updated	Sep 28, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3758 E PHELPS ST, 3758, GILBERT, AZ 85295-7223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 E AUSTIN DR, GILBERT, AZ 85296-0612

Mortgage

Document Number	0000719710
Date	Sep 19, 2022
Instrument	20220719710

Lender

Name	AMERICAN ALLSTAR FINANCIAL GROUP LL
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 19, 2022
Property Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Document Number	0000719708
Map Reference	MB 757 PG 42
Instrument Date	Sep 13, 2022
Instrument	20220719708
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33190 W CHERI LN, WARRENTON, OR 97146-7244

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 27, 2021
Property Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223
Document Number	0000590665
Map Reference	MB 757 PG 42
Instrument Date	Apr 14, 2021
Instrument	20210590665
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 ALMA AVE APT 352, 1315, WALNUT CREEK, CA 94596-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3758 E PHELPS ST, GILBERT, AZ 85295-7223

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,760 (+93.49%)	$477,600 (+8.4%) Land $95,500 Building $382,100
2025	$1,826.00 (-6.84%)	$24,684 (-47.49%)	$440,600 (-6.28%) Land $88,100 Building $352,500
2024		$47,010	$470,100 Land $94,000 Building $376,100
2023	$1,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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