3757 Tea Olive Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 3757 Tea Olive Rd, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,261 sqft · built 2005
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Nov 2021)
Tax Bill	$6,110 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200047`

Property Details

APN / Parcel Number

Primary APN	`200047`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	3,261 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	16,988 sqft (0.39 acres)
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3757 TEA OLIVE RD
City	GASTONIA
State	NC
Zip	28056-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CYPRESS POINTE L 66 10 126 015 00 000
Legal Subdivision	CYPRESS POINTE
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2006
Census Tract	33312

Owner

3757 Tea Olive Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Gaston County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Book / Page	5286 / 1085
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Sep 18, 2026
Property Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100
Document Number	0000011137
Book / Page	5670 / 2228
Instrument Date	Sep 13, 2026
Instrument	202611137
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011137,
Date	Sep 18, 2026
Book Page	5670/2228
Instrument	202611137

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053241422
Date	Mar 31, 2022
Book Page	5324/1422

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 15, 2021
Property Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100
Document Number	0052861085
Book / Page	5286 / 1085
Map Reference	MB 65 PG 16
Instrument Date	Nov 15, 2021
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4667 MCDADE LN, 4667, GASTONIA, NC 28056-8566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 TEA OLIVE RD, GASTONIA, NC 28056-6100

Mortgage

Document Number	0052861088
Date	Nov 15, 2021
Instrument	5286/1088

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3757 Tea Olive Rd was $6,110.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,110.00	$571,570 Land $42,000 Building $529,570
2023	$5,798.00	$536,920 Land $42,000 Building $494,920
2021			$352,840 Land $40,000 Building $312,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3757 Tea Olive Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3757 Tea Olive Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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