3754 Talking Cir, Langley, WA 98260 Property Records

Island County property record for 3754 Talking Cir, Langley, WA 98260

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 1992
Lot Size	0.254 acres (11,090 sqft)
Owner	Individual Name on Record
Last Sale	$541,280 (May 2014)
Tax Bill	$3,072 (2023)
Deeds & Mortgages	Dec 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6033-00-00006-0`

Property Details

APN / Parcel Number

Primary APN	`S6033-00-00006-0`
Alternative APN	`663035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,390 sqft
1st Floor Area	974 sqft
Attic Area	416 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	11,090 sqft (0.254 acres)
Porch	Enclosed Porch
Porch Area	495 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	663035
Street Address	3754 TALKING CIR
City	LANGLEY
State	WA
Zip	98260-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	ANDERSON ROAD - PRD LOT 6
Legal Subdivision	ANDERSON ROAD
Legal Lot Number	6
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1038
Census Tract	972000

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3754 TALKING CIR, LANGLEY, WA 98260-8637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on Record
Deed Sale	May 15, 2014 · Amount on Record
Deed Document Number	4359455
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3754 TALKING CIR, LANGLEY, WA 98260-8637
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3754 TALKING CIR, LANGLEY, WA 98260-8637

Mortgage

Document Number	0004535002
Date	Dec 2, 2021
Instrument	4535002

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3754 TALKING CIR, LANGLEY, WA 98260-8637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GNW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004485985
Date	May 4, 2020
Instrument	4485985

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,959 (+0.56%) Land $240,000 Building $260,959	$500,959 (+0.56%) Land $240,000 Building $260,959
2023	$3,072.00	$498,170 (+9.22%) Land $230,000 Building $268,170	$498,170 (+9.22%) Land $230,000 Building $268,170
2022		$456,100 Land $210,000 Building $246,100	$456,100 Land $210,000 Building $246,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (2001–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANGLEY serves 1,416 people · EPA ID WA5345950
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whidbey Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Talking Cir

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