3754 Otter Brook Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 3754 Otter Brook Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,347 sqft · built 2003
Lot Size	0.173 acres (7,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Feb 2019)
Tax Bill	$9,338 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`011-430-059-3`

Property Details

APN / Parcel Number

Primary APN	`011-430-059-3`
Alternative APN	`011-430-059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,347 sqft Living Area
1st Floor Area	1,814 sqft
2nd Floor Area	1,533 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Cluster
Lot Area	7,537 sqft (0.173 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3754 OTTER BROOK LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8428 L59
Legal Subdivision	SUBDIVISION 8428
Legal Tract	8428
Legal Lot Number	59
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Mar 11, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 20, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	201922902
Last Transfer Date	Mar 6, 2020
Transfer Doc	0000046333
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845

Mortgage

Document Number	0000239599
Date	Aug 26, 2021
Instrument	2021-239599

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 11, 2020
Property Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845
Document Number	0000046333
Instrument Date	Mar 6, 2020
Instrument	46333
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3754 OTTER BROOK LOOP DISCOVERY BAY CA 945051845, DISCOVERY BAY, CA 94505-1845

Mortgage

Document Number	46334
Date	Mar 11, 2020
Instrument	46334

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 20, 2019
Property Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845
Document Number	0000022902
Map Reference	MB 436 PG 10
Instrument Date	Feb 19, 2019
Instrument	2019-022902
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3754 OTTER BROOK LOOP, DISCOVERY BAY, CA 94505-1845

Mortgage

Document Number	0000022903
Date	Feb 20, 2019
Instrument	2019-022903

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,626 (+2%) Land $159,294 Building $506,332
2025	$9,338.00 (+6.65%)	$652,575 (+4.04%) Land $156,171 Building $496,404
2023	$8,756.00 (+1.66%)	$627,236 Land $150,107 Building $477,129
2022	$8,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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