3753 Thomas Point Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3753 Thomas Point Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,450 sqft · built 1996
Lot Size	0.338 acres (14,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,265,000 (Jun 2019)
Tax Bill	$14,895 (2025)
Deeds & Mortgages	May 2022 Transfer Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-570-11484175`

Property Details

APN / Parcel Number

Primary APN	`02-570-11484175`
Alternative APNs	`2-570-11484175` `57011484175`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,982 sqft
1st Floor Area	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,720 sqft (0.338 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	64 sqft
Deck Area	48 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	57011484175
Street Address	3753 THOMAS POINT RD
City	ANNAPOLIS
State	MD
Zip	21403-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 15 OAKWOOD
Legal Subdivision	OAKWOOD
Legal Block	1
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Intrafamily Transfer, Transfer
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 28, 2019	Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Oct 27, 1977 · Amount on Record
Deed Book / Page	33297 / 355
Last Transfer Date	May 26, 2022
Transfer Doc	0387850197
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 31, 2022
Property Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Document Number	0387850197
Book / Page	38785 / 197
Map Reference	MB 23 FO 43
Instrument Date	May 26, 2022
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MID MARYLAND TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012

Mortgage

Document Number	0357810249
Date	Dec 11, 2020
Book Page	35781/249

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 28, 2019
Property Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012
Document Number	0332970355
Book / Page	33297 / 355
Map Reference	MB 23 FO 43
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3753 THOMAS POINT RD, ANNAPOLIS, MD 21403-5012

Mortgage

Document Number	33297360
Date	Jun 28, 2019
Instrument	33297/360

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,454,300 (+4.64%) Land $689,300 Building $765,000	$1,454,300 (-) Land $689,300 Building $765,000
2025	$14,895.00 (+1.83%) Homeowner's exemption	$1,389,767 (+10.24%)	$1,454,300 (+15.36%) Land $689,300 Building $765,000
2024	$14,627.00 (+6.25%)
2023	$13,766.00	$1,260,700 Land $912,500 Building $348,200	$1,260,700 Land $912,500 Building $348,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 265 policies
Nearby Flood Policies	265 in force
Nearby Flood Claims	76 (1978–2024)
Claims Outside the SFHA	24 of 76
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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