37520 Eagle Rd, Willoughby Hills, OH 44094 Property Records

Lake County property record for 37520 Eagle Rd, Willoughby Hills, OH 44094

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,968 sqft · built 1973
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2024)
Tax Bill	$7,173 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-A-010-I-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`31-A-010-I-00-001-0`
Alternative APN	`F 11`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
1st Floor Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
View / Lot	Alley/Corner
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	54 sqft
Deck Area	Deck Area
Patio Area	280 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	37520 EAGLE RD
City	WILLOUGHBY HILLS
State	OH
Zip	44094-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 TRACT 5
Legal Subdivision	KENNELLY SUBDIVISION
Legal Tract	5
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY HILLS
Census Block Group	1
Census Block	1002
Census Tract	201102

Owner

37520 Eagle Rd is owned and occupied by two individuals who bought it in November 2024.

Source: Lake County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37520 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Apr 12, 2022	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Aug 21, 2012 · Amount on File
Deed Document Number	202424076
Prior Transfer Date	Dec 4, 2001
Prior Transfer Doc	0000002469
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Jul 16, 2026
Property Address	37520 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9625
Document Number	0000015722
Instrument Date	Jun 24, 2026
Instrument	202615722
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37520 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9625

Mortgage

Document Number	0000015722,
Date	Jul 16, 2026
Instrument	202615722

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 3, 2056

Interest

Rate	6.53%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	37520 EAGLE RD, WILLOUGHBY HILLS, OH 44094-9625
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010618
Date	Apr 12, 2022
Instrument	2022R010618

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby Hills City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,640 Land $28,790 Building $80,850	$313,260 Land $82,250 Building $231,010
2023	$7,173.00 (+48.02%) Homeowner's exemption	$78,710 (-) Land $23,000 Building $55,710
2022	$4,846.00 Homeowner's exemption	$78,710 Land $23,000 Building $55,710
2021			$224,870 Land $65,710 Building $159,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37520 Eagle Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (2006–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37520 Eagle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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