3752 Arroyo Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3752 Arroyo Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`352630096400014560`

Property Details

APN / Parcel Number

Primary APN	`352630096400014560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,972 sqft Heated Area
Gross Area	2,948 sqft Gross Area
1st Floor Area	1,972 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	438 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	58 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3752 ARROYO CIR
City	SAINT CLOUD
State	FL
Zip	34772-8158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 456
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	456
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400014560

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3752 ARROYO CIR, SAINT CLOUD, FL 34772-8158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2023
Deed Sale	May 07, 2023
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	2016178027
Deed Book / Page	5063 / 0425
Prior Transfer Date	Feb 01, 2023
Prior Transfer Doc	2023012510
Record Updated	Jun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 01, 2023
Property Address	3752 ARROYO CIR, SAINT CLOUD, FL 34772-8158
Document Number	0063520344
Book / Page	6352 / 344
Map Reference	MB 24 PG 161-167
Instrument Date	Feb 01, 2023
Instrument	2023012510
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3752 ARROYO CIR, SAINT CLOUD, FL 34772-8158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3752 ARROYO CIR, SAINT CLOUD, FL 34772-8158

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (+7.2%) Homeowner's exemption Widower's exemption	$168,590 (+5.99%)	$349,800 (+3.49%) Land $70,000 Building $279,800
2023	$2,015.00 (+0.05%) Homeowner's exemption Disabled Person's exemption	$159,067 (+3%)	$338,000 (+10.13%) Land $65,000 Building $273,000
2022	$2,014.00 Homeowner's exemption Disabled Person's exemption	$154,434	$306,900 Land $60,000 Building $246,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 641 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.