3751 E River Rd, Newkirk, OK 74647 Property Records

Kay County property record for 3751 E River Rd, Newkirk, OK 74647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jun 2026)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23021`

Property Details

APN / Parcel Number

Primary APN	`23021`
Alternative APN	`7200-30-028-03E-1-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,935 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	392 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23021
Street Address	3751 E RIVER RD
City	NEWKIRK
State	OK
Zip	74647-7454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DALE TWP 30- 28- 3E TR BEG NW/C NE/4 TH E1258.3' TO TR POB, TH S467' E467' N467' W467' TO TR POB
Legal Range	03E
Legal Township	28N
Legal Section	30
Legal Subdivision	DALE TOWNSHIP
Legal Block	28
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	NEWKIRK
Census Block Group	4
Census Block	4077
Census Tract	1200

Owner

Source: Kay County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer SURITY TITLE, SECURITY TITLE
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CREDIT UNION
Nov 16, 2020	Deed of Trust, Mortgage · Conventional with PMI FLAT BR MTG
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20263979
Deed Book / Page	2037 / 614
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jun 5, 2026
Property Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454
Document Number	0000003979
Book / Page	2037 / 614
Instrument Date	Jun 3, 2026
Instrument	20263979
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Tax	$5,302.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Jun 4, 2026
Property Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454
Document Number	0000003960
Book / Page	2037 / 530
Instrument Date	May 22, 2026
Instrument	20263960
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454

Mortgage

Document Number	0000003960,
Date	Jun 4, 2026
Book Page	2037/530
Instrument	20263960

Lender

Name	CHEROKEE STRIP CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454
Document Number	0000008362
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3751 E RIVER RD NEWKIRK OK 746477454, NEWKIRK, OK 74647-7454

Mortgage

Document Number	0000008362
Date	Nov 23, 2020
Book Page	001852/000986
Instrument	8362

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 22, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jul 24, 2018
Property Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454
Document Number	0000005659
Book / Page	1782 / 0368
Instrument Date	Jul 19, 2018
Instrument	2018-005659
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3751 E RIVER RD, NEWKIRK, OK 74647-7454

Mortgage

Document Number	0000005660
Date	Jul 24, 2018
Instrument	2018-005660

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Newkirk Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,759.00 (+3.9%) Homeowner's exemption	$38,012 (+3%) Land $688 Building $37,324	$423,511 (-10.01%) Land $6,250 Building $417,261
2024	$3,618.00 (+7.36%) Homeowner's exemption	$36,905 (+3%) Land $2,970 Building $33,935	$470,599 (+18.38%) Land $27,000 Building $443,599
2023	$3,370.00 Homeowner's exemption	$35,830 Land $2,970 Building $32,860	$397,522 Land $27,000 Building $370,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 74% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #5 (DALE WATER CORP) serves 765 people · EPA ID OK3003603
Water Source	Purchased groundwater from NEWKIRK
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024 Haloacetic acids resolved · Oct 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
KanOkla Communications Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Nextlink.

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