3751 E Garner Rd, Clayton, NC 27520 Property Records

Wake County property record for 3751 E Garner Rd, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,654 sqft · built 1961
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2021)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1740.03-32-6169-000`

Property Details

APN / Parcel Number

Primary APN	`1740.03-32-6169-000`
Alternative APNs	`1740.03-32-6169 0150694` `1740326169` `015069401` `0150694`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0150694
Street Address	3751 E GARNER RD
City	CLAYTON
State	NC
Zip	27520-6541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO1 PROP OF WILLIAM T RHODES BM1986-1690
Legal Subdivision	WILLIAM T RHODES
Legal Lot Number	1
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1027
Census Tract	52807

Owner

Source: Wake County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3751 E GARNER RD, CLAYTON, NC 27520-6541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Mar 22, 2018	Warranty Deed, Transfer AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Book / Page	18707 / 1557
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 21, 2021
Property Address	3751 E GARNER RD, CLAYTON, NC 27520-6541
Document Number	187071557
Book / Page	18707 / 1557
Map Reference	MB 1986 PG 1690
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23994 LAWRENCE 2007, 23994, ASH GROVE, MO 65604-7207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3751 E GARNER RD, CLAYTON, NC 27520-6541

Mortgage

Document Number	187071559
Date	Sep 21, 2021
Instrument	18707/1559

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Change Frequency	5 Years
Min Rate At Change	5.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	6
Max Rate	5.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 22, 2018
Property Address	3751 E GARNER RD, CLAYTON, NC 27520-6541
Document Number	170762377
Book / Page	017076 / 002377
Instrument Date	Mar 16, 2018
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3751 E GARNER RD CLAYTON NC 275206541, CLAYTON, NC 27520-6541

Mortgage

Document Number	170762379
Date	Mar 22, 2018
Book Page	017076/002379

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (+34%)	$279,858 (+63.99%) Land $113,500 Building $166,358	$279,858 (+63.99%) Land $113,500 Building $166,358
2023	$1,350.00	$170,660 Land $55,750 Building $114,910	$170,660 Land $55,750 Building $114,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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