375 Winding Rd, Keswick, VA 22947 Property Records

Albemarle County property record for 375 Winding Rd, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,255 sqft · built 2019
Lot Size	0.136 acres (5,924 sqft)
Owner	Trust Name on File
Last Sale	$488,664 (Aug 2019)
Tax Bill	$6,655 (2026)
Deeds & Mortgages	Nov 2021 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093B0-01-0A-00900`

Property Details

APN / Parcel Number

Primary APN	`093B0-01-0A-00900`
Alternative APN	`313279`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,255 sqft Finished Area
Basement Area	1,708 sqft
Finished Basement	1,084 sqft
Unfinished Basement	624 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	5,924 sqft (0.136 acres)
Garage Area	418 sqft
Porch	Slab
Porch Area	156 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	375 WINDING RD
City	KESWICK
State	VA
Zip	22947-2198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVANNA VILLAGE LOT 9 BLK A
Legal Subdivision	RIVANNA VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

375 Winding Rd is owner-occupied and held in a trust since October 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	375 WINDING RD, KESWICK, VA 22947-2198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer
Oct 22, 2019	Deed of Trust, Mortgage MEMBER OPTIONS
Aug 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	20199307
Deed Book / Page	5211 / 37
Last Transfer Date	Oct 29, 2021
Transfer Doc	5641/472
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 17, 2021
Property Address	375 WINDING RD, KESWICK, VA 22947-2198
Document Number	5641/472
Book / Page	5641 / 472
Instrument Date	Oct 29, 2021
Instrument	2021-00019145
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WINDING RD, KESWICK, VA 22947-2198

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	375 WINDING RD, KESWICK, VA 22947-2198
Document Number	0000011742
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	375 WINDING RD KESWICK VA 229472198, KESWICK, VA 22947-2198

Mortgage

Document Number	0000011742
Date	Oct 28, 2019
Book Page	005234/000759
Instrument	11742

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 27, 2034

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 26, 2019
Property Address	375 WINDING RD, KESWICK, VA 22947-2198
Document Number	0000009307
Book / Page	005211 / 000037
Instrument Date	Aug 19, 2019
Instrument	9307
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$488.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	375 WINDING RD KESWICK VA 22947, KESWICK, VA 22947

Mortgage

Document Number	9308
Date	Aug 26, 2019
Book Page	005211/000040
Instrument	9308

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 375 Winding Rd was $6,655, up 15% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,655.00 (+15.04%)	$744,400 (+15.02%) Land $137,500 Building $606,900	$744,400 (+15.02%) Land $137,500 Building $606,900
2025	$5,785.00	$647,200 Land $137,500 Building $509,700	$647,200 Land $137,500 Building $509,700
2023	$4,623.00	$541,400 Land $121,000 Building $420,400	$541,400 Land $121,000 Building $420,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Winding Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Winding Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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