375 Whitaker Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 375 Whitaker Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	3,949 sqft · built 2000
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,320 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52492`

Property Details

APN / Parcel Number

Primary APN	`52492`
Alternative APN	`1331816`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,949 sqft Finished Area
Upper Floors Area	1,316 sqft
Basement Area	2,072 sqft
Unfinished Basement	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Lot Area	126,324 sqft (2.9 acres)
Garage Type	Mixed
Garage Area	1,755 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	1,048 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1331816
Street Address	375 WHITAKER RD
City	SHELBY
State	NC
Zip	28152-0540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#2 PB20-80 BROOKS SD
Legal Subdivision	CLIFFSIDE
Legal Block	1
Legal Lot Number	43
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	5
Census Block	5038
Census Tract	951400

Owner

375 Whitaker Rd is owned by two individuals who acquired it in June 2020.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1175, BOILING SPRINGS, NC 28017-1175
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BK
Jun 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 21, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2020
Transfer Doc	0018152559
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	375 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0018232913
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WHITAKER RD SHELBY NC 281520540, SHELBY, NC 28152-0540

Mortgage

Document Number	0018232913
Date	Oct 14, 2020
Book Page	001823/002913
Instrument	45504

Lender

Name	ALLIANCE BK
Type	Bank
Address	SHELBY, NC 28150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 26, 2020
Property Address	375 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0018152559
Book / Page	001815 / 002559
Instrument Date	Jun 26, 2020
Instrument	40898
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WHITAKER RD SHELBY NC 281520540, SHELBY, NC 28152-0540

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 21, 2020
Property Address	375 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0018192798
Book / Page	001819 / 002798
Instrument Date	Jun 26, 2020
Instrument	43218
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WHITAKER RD SHELBY NC 281520540, SHELBY, NC 28152-0540

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jun 19, 2020
Property Address	375 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0018151097
Book / Page	1815 / 1097
Map Reference	MB 20 PG 80
Instrument Date	Jun 19, 2020
Instrument	200040606
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1175, BOILING SPRINGS, NC 28017-1175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 WHITAKER RD, SHELBY, NC 28152-0540

Mortgage

Document Number	18151101
Date	Jun 19, 2020
Instrument	1815/1101

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	375 WHITAKER RD, SHELBY, NC 28152-0540
Document Number	0017620405
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	375 WHITAKER RD SHELBY NC 281520540, SHELBY, NC 28152-0540

Mortgage

Document Number	0017620405
Date	Mar 2, 2018
Book Page	001762/000405
Instrument	10817

Lender

Name	ALLIANCE BK
Type	Bank
Address	GASTONIA, NC 28052-4184

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 375 Whitaker Rd was $4,320, up 1.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,320.00 (+1.38%)	$671,103 (-) Land $58,238 Building $612,865	$671,103 (-) Land $58,238 Building $612,865
2025	$4,261.00	$671,103 Land $58,238 Building $612,865	$671,103 Land $58,238 Building $612,865
2023		$494,614 Land $35,436 Building $459,178	$494,614 Land $35,436 Building $459,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Whitaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Whitaker Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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