375 Vale Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 375 Vale Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,632 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,870,000 (Mar 2024)
Tax Bill	$25,232 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-24-003`

Property Details

APN / Parcel Number

Primary APN	`689-24-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	870 sqft
2nd Floor Area	762 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	375 VALE DR
City	SAN JOSE
State	CA
Zip	95123-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4206 BOOK 229 PAGE 11 LOT 88
Legal Tract	4206
Legal Lot Number	88
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2008
Census Tract	512036

Owner

Source: Santa Clara County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	375 VALE DR, SAN JOSE, CA 95123-4428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CREDIT UNION
Mar 20, 2024	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 7, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Aug 7, 2023 · Amount on Record
Deed Document Number	202425612560
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	0019207453
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2026
Property Address	375 VALE DR, SAN JOSE, CA 95123-4428
Document Number	0026048526
Instrument Date	Sep 1, 2026
Instrument	202626048526
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 VALE DR, SAN JOSE, CA 95123-4428

Mortgage

Document Number	0026048526,
Date	Sep 8, 2026
Instrument	202626048526

Lender

Name	STAR ONE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 20, 2024
Property Address	375 VALE DR, SAN JOSE, CA 95123-4428
Document Number	0025612560
Map Reference	MB 229 PGS 10
Instrument Date	Mar 6, 2024
Instrument	25612560
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	375 VALE DR, SAN JOSE, CA 95123-4428

Mortgage

Document Number	0025612561
Date	Mar 20, 2024
Instrument	25612561

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

Mortgage

Document Number	0025612561
Date	Mar 20, 2024
Instrument	25612561

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

August 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 7, 2023
Property Address	375 VALE DR, SAN JOSE, CA 95123-4428
Document Number	0025515038
Map Reference	MB 229 PG 10
Instrument Date	Jul 25, 2023
Instrument	25515038
Transaction Type	Construction Loan
Record Updated	Aug 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 VALE DR, SAN JOSE, CA 95123-4428

Mortgage

Document Number	0025515039
Date	Aug 7, 2023
Instrument	25515039

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,610,000 (-15.59%) Land $1,248,300 Building $361,700
2025	$25,232.00 (+351.86%)	$1,907,400 (+472.37%) Land $1,479,000 Building $428,400
2023	$5,584.00 (+0.67%) Homeowner's exemption	$333,244 Land $166,622 Building $166,622
2022	$5,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ridge Wireless, T-Mobile, Verizon.

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