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375 Upper Lake Rd, Highlands, NC 28741 Property Records

Macon County property record for 375 Upper Lake Rd, Highlands, NC 28741 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1933
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Jan 2020)
Tax Bill$4,434 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7540826690

Property Details

APN / Parcel Number

Primary APN7540826690
Alternative APNs
  • 0504053
  • 146172

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,440 sqft Heated Area
1st Floor Area720 sqft
Upper Floors Area720 sqft
Utility Area60 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 1996
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Roof TypeGable
Roof MaterialWood Shingle
Lot Area42,689 sqft (0.98 acres)
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area738 sqft
Deck Area1 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number146172
Street Address375 UPPER LAKE RD
CityHIGHLANDS
StateNC
Zip28741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUPPER LAKE RD OFF 1604
JurisdictionMACON NC
Township / Civil DivisionHIGHLANDS
Census Block Group1
Census Block1050
Census Tract970502

Owner

Source: Macon County records · APN 7540826690

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 WESTMINSTER DR NE, ATLANTA, GA 30309-3329
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleSep 26, 2008
Deed Document Number2020615
Deed Book / Page39 / 439
Record UpdatedSep 20, 2026

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMACON NC
Recording DateJan 28, 2020
Property Address375 UPPER LAKE RD, HIGHLANDS, NC 28741
Document Number00S39/0439
Book / PageS-39 / 0439
Map ReferenceCARD 10716
Instrument DateJan 21, 2020
Instrument2020000615
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address34 WESTMINSTER DR NE, ATLANTA, GA 30309-3329

Mortgage

Document Number2020000616
DateJan 28, 2020
Instrument2020000616
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityHighlands Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,102,550 (+2.1%) Land $284,890 Building $817,660$1,102,550 (+2.1%) Land $284,890 Building $817,660
2025$4,434.00 (+1.28%)
2023$4,378.00$1,079,850 Land $284,890 Building $794,960$1,079,850 Land $284,890 Building $794,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139705021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Nearby Flood Policies38 in force
Nearby Flood Claims2 (2013–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire LikelihoodAbout 1 in 1,220 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Hotwire CommunicationsFiber2,500 / 2,500
Vyve BroadbandCable1,000 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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