Polk County property record for 375 Troon Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,725 sqft · built 1977 |
| Lot Size | 0.158 acres (6,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,000 (Sep 2018) |
| Tax Bill | $1,384 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-29-000000-044130 |
| Primary APN | 27-28-29-000000-044130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,725 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,878 sqft (0.158 acres) |
| Lot Dimensions | 130 ft deep x 54 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 582 sqft |
| Porch | Florida Room |
| Porch Area | 117 sqft |
| Street Address | 375 TROON CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEG 734.64 FT N & 28.60 FT W OF SW COR OF SEC RUN S 15 DEG 16 E 129.14 FT TO PT ON CURVE SWLY ALONG CURVE A CHORD DISTANCE OF 55.95 FT N 12 DEG 34 W 132.75 FT N 81 DEG 52 E 50 FT TO POB BEING LOT 2 OF UNREC CYPRESSWOOD PATIO HOMES |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | CYPRESSWOOD |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 14123 |
375 Troon Ct is owned and occupied by an individual who bought it in September 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 26, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 26, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| May 31, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Sep 28, 2018 | Warranty Deed, Transfer · VA Mortgage STEARNS LNDG LLC |
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI NEW DAY FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on File |
| Deed Sale | Sep 28, 2018 · Amount on File |
| Prior Sale | Mar 9, 2011 · Amount on File |
| Deed Document Number | 2018206387 |
| Deed Book / Page | 10626 / 1964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0000179121 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 12319/2110 |
| Instrument | 2022179121 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049583 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 11597/1218 |
| Instrument | 2021049583 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0112540818 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 375 TROON CT WINTER HAVEN FL 338841261, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0112540818 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 011254/000818 |
| Instrument | 110938 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 3, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0108820063 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 375 TROON CT WINTER HAVEN FL 338841261, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0108820063 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 010882/000063 |
| Instrument | 129161 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0106261964 |
| Book / Page | 010626 / 001964 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 206387 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | RIDGE SECURITY TITLE INC, RIDGE SEC TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 375 TROON CT WINTER HAVEN FL 338841261, WINTER HAVEN, FL 33884-1261 |
| Document Number | 106261966 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 010626/001966 |
| Instrument | 206388 |
| Name | STEARNS LNDG LLC |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 375 TROON CT, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0105281485 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 375 TROON CT WINTER HAVEN FL 338841261, WINTER HAVEN, FL 33884-1261 |
| Document Number | 0105281485 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 010528/001485 |
| Instrument | 135636 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2048 |
The 2025 property tax bill for 375 Troon Ct was $1,384 with exemptions applied.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,545 (+2.7%) | $212,283 (-1.55%) Land $50,000 Building $162,283 | |
| 2025 | $1,384.00 Homeowner's exemption | $157,298 | $215,630 Land $50,000 Building $165,630 |
| 2023 | $1,835.00 (+3.97%) Homeowner's exemption | $148,413 (+3%) | $217,708 (+10.17%) Land $48,000 Building $169,708 |
| 2022 | $1,765.00 Homeowner's exemption | $144,090 | $197,611 Land $40,000 Building $157,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 375 Troon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 375 Troon Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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