375 Steele Rd, Columbia, KY 42728 Property Records

Adair County property record for 375 Steele Rd, Columbia, KY 42728

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,800 sqft · built 2001
Lot Size	25.3 acres (1,105,117 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2017)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`064-00-00-028.01`

Property Details

APN / Parcel Number

Primary APN	`064-00-00-028.01`
Alternative APN	`20990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	1,105,117 sqft (25.3 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20990
Street Address	375 STEELE RD
City	COLUMBIA
State	KY
Zip	42728-8767
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	25.37 ACRES+CABIN+GARAGE
Legal Subdivision	STEELE FARM SUBDIVISION
Jurisdiction	ADAIR KY
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1023
Census Tract	970401

Owner

375 Steele Rd, a residential property, is owned and occupied by two individuals who bought it in June 2017.

Source: Adair County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 STEELE RD, COLUMBIA, KY 42728-8767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 1, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Deed Book / Page	344 / 422
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	375 STEELE RD, COLUMBIA, KY 42728-8767
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	NATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000399/475
Date	Nov 16, 2021
Book Page	399/475
Instrument	464843

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	375 STEELE RD, COLUMBIA, KY 42728-8767
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	386/491
Date	Dec 10, 2020
Book Page	386/491
Instrument	460608

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Nov 1, 2045

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR KY
Recording Date	Jun 1, 2017
Property Address	375 STEELE RD, COLUMBIA, KY 42728-8767
Document Number	344/422
Book / Page	344 / 422
Map Reference	CAB 4 SL 156
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	EC TITLE SERVICES, TECE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 117, MARROWBONE, KY 42759-0117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	363 FOX CAMP RD, SHEPHERDSVILLE, KY 40165-6994

Mortgage

Document Number	353106
Date	Jun 1, 2017
Instrument	353/106

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 375 Steele Rd was $4,130 with a homeowner's exemption.

Source: Adair County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Adair County
Unified School District	Adair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,500 (-) Land $4,500 Building $405,000	$485,000 (-) Land $80,000 Building $405,000
2025	$4,130.00 Homeowner's exemption	$409,500 Land $4,500 Building $405,000	$485,000 Land $80,000 Building $405,000
2023	$4,313.00 Homeowner's exemption	$409,500 Land $4,500 Building $405,000	$485,000 Land $80,000 Building $405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Steele Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Steele Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Windstream DSL	10 / 1

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