375 Stacy Rd, Morehead, KY 40351 Property Records

Rowan County property record for 375 Stacy Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Nov 2019)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`071-00 00 018.00`

Property Details

APN / Parcel Number

Primary APN	`071-00 00 018.00`
Alternative APNs	`1120` `1046` `987`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	1120
Street Address	375 STACY RD
City	MOREHEAD
State	KY
Zip	40351-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021 30X76 CLAYTON & LAND (3 A+-) KY 377
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1011
Census Tract	950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	375 STACY RD, MOREHEAD, KY 40351-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Nov 13, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	2002075
Deed Book / Page	D274 / 067
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	375 STACY RD, MOREHEAD, KY 40351-8949
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A422/695
Date	Aug 21, 2020
Book Page	A422/695
Instrument	2006098

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37802

Agreement

Amount	Amount Recorded
Term	279 Months
Due	Nov 1, 2043

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 13, 2019
Property Address	375 STACY RD, MOREHEAD, KY 40351-8949
Document Number	00D274/067
Book / Page	D274 / 067
Instrument Date	Nov 7, 2019
Instrument	2002075
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 LINMAR AVE, 1116, FRUITLAND PARK, FL 34731-5121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38 THOMAS LN TRLR 8, 8, CLEARFIELD, KY 40313-9651

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (-1.75%)	$147,200 (-) Land $18,000 Building $129,200	$147,200 (-) Land $18,000 Building $129,200
2023	$1,254.00	$147,200 Land $18,000 Building $129,200	$147,200 Land $18,000 Building $129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

No cell data coverage reported

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