375 Smithwood St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 375 Smithwood St, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,623 sqft · built 1959
Lot Size	0.139 acres (6,039 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Oct 2023)
Tax Bill	$14,617 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`022-20-056`

Property Details

APN / Parcel Number

Primary APN	`022-20-056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	980 sqft
1st Floor Area	980 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,039 sqft (0.139 acres)
Lot Dimensions	99 ft deep x 61 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	375 SMITHWOOD ST
City	MILPITAS
State	CA
Zip	95035-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MILPITAS MANOR LOT 349
Legal Subdivision	MILPITAS MANOR
Legal Tract	2366
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4007
Census Tract	504507

Owner

375 Smithwood St is owned and occupied by two individuals who bought it in October 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Mar 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 24, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Oct 20, 2005 · Amount on File
Deed Document Number	202325548491
Prior Transfer Date	Sep 7, 2015
Prior Transfer Doc	0023110829
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	0025935757
Date	Jan 28, 2026
Instrument	25935757

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	0025608366
Date	Mar 11, 2024
Instrument	25608366

Lender

Name	CITIBANK NA
Type	Bank
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	Other
Max Rate	11.3%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 24, 2023
Property Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Document Number	0025548491
Map Reference	MB 107 PG 38&39
Instrument Date	Oct 18, 2023
Instrument	25548491
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	375 SMITHWOOD ST, MILPITAS, CA 95035-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	0025548492
Date	Oct 24, 2023
Instrument	25548492

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 375 Smithwood St was $14,617 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,281,120 (+2%) Land $819,315 Building $461,805
2025	$14,617.00 Homeowner's exemption	$1,256,000 Land $803,250 Building $452,750
2023	$8,969.00 (+0.4%)	$748,693 Land $525,402 Building $223,291
2022	$8,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 375 Smithwood St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	14 (1983–2022)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Smithwood St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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