375 Rutherford Ave, Delaware, OH 43015 Property Records

Delaware County property record for 375 Rutherford Ave, Delaware, OH 43015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,194 sqft · built 1988
Lot Size0.185 acres (8,071 sqft)
Owner2 Individual Names on File
Last Sale$239,900 (Jun 2019)
Tax Bill$5,218 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN519-311-07-039-000

Property Details

APN / Parcel Number

Primary APN519-311-07-039-000
Alternative APN
  • 147085.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,194 sqft Living Area
Gross Area3,535 sqft
1st Floor Area972 sqft
Upper Floors Area1,222 sqft
Basement Area729 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,071 sqft (0.185 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area348 sqft
Patio Area176 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
SewerConnected

Location & Zoning

Street Address375 RUTHERFORD AVE
CityDELAWARE
StateOH
Zip43015-1175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5322
Legal SubdivisionSHELBOURNE FOREST
Legal Lot Number5322
JurisdictionDELAWARE OH
Township / Civil DivisionDELAWARE CITY
Census Block Group2
Census Block2009
Census Tract10420

Owner

375 Rutherford Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Delaware County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address375 RUTHERFORD AVE, DELAWARE, OH 43015-1175
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
KEMBA FINANCIAL CREDIT UNION
Jun 12, 2019Survivorship Deed, Transfer · Conventional Mortgage
PARTNERS UNITED FINANCIAL LLC
Aug 7, 2017Warranty Deed, Transfer · Conventional with PMI
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Prior SaleAug 7, 2017 · Amount on File
Deed Document Number201914635
Deed Book / Page1642 / 174
Prior Transfer DateApr 1, 2010
Prior Transfer Doc0000008746
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE OH
Recording DateAug 26, 2026
Property Address375 RUTHERFORD AVE, DELAWARE, OH 43015-1175
Document Number0000023457
Instrument DateJul 8, 2026
Instrument202623457
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 RUTHERFORD AVE, DELAWARE, OH 43015-1175

Mortgage

Document Number0000023457,
DateAug 26, 2026
Instrument202623457
Lender
NameKEMBA FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

June 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionDELAWARE OH
Recording DateJun 12, 2019
Property Address375 RUTHERFORD AVE, DELAWARE, OH 43015-1175
Document Number0000014635
Book / Page1642 / 0174
Map ReferenceMB 21 PG 114
Instrument DateJun 7, 2019
Instrument201900014635
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000014636
DateJun 12, 2019
Instrument201900014636
Lender
NamePARTNERS UNITED FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Mortgage

Document Number0000014637
DateJun 12, 2019
Book Page1642/0195
Instrument201900014637
Lender
NameOHIO HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressDELAWARE, OH 43015
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELAWARE OH
Recording DateAug 7, 2017
Property Address375 RUTHERFORD AVE, DELAWARE, OH 43015-1175
Document Number0000022229
Book / Page001519 / 000492
Instrument DateJul 31, 2017
Instrument22229
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 248 AMELIA OH 451020248, AMELIA, OH 45102-0248

Mortgage

Document Number22231
DateAug 7, 2017
Book Page001519/000497
Instrument22231
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 375 Rutherford Ave was $5,218, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDelaware County
MunicipalityDelaware City
Unified School DistrictDelaware City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,218.00 (+5.37%)$104,900 (-) Land $20,580 Building $84,320$299,700 Land $58,800 Building $240,900
2024$4,952.00 (-0.18%) Homeowner's exemption$104,900 (-) Land $20,580 Building $84,320
2023$4,961.00 Homeowner's exemption$104,900 Land $20,580 Building $84,320$299,700 Land $58,800 Building $240,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 375 Rutherford Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Rutherford Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELAWARE CITY PWS
serves 43,895 people · EPA ID OH2100311
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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