375 Ray Ln, Covington, TN 38019 Property Records

Tipton County property record for 375 Ray Ln, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1984
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$15,800 (May 2021)
Tax Bill	$241 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`084042 03003`

Property Details

APN / Parcel Number

Primary APN	`084042 03003`
Alternative APN	`042 03003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	375 RAY LN
City	COVINGTON
State	TN
Zip	38019-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C61
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1029
Census Tract	40602

Owner

Source: Tipton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	375 RAY LN, COVINGTON, TN 38019-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	245068
Deed Book / Page	1901 / 910
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 18, 2021
Property Address	375 RAY LN, COVINGTON, TN 38019-4735
Document Number	1901910
Book / Page	1901 / 910
Instrument Date	Mar 29, 2021
Instrument	245068
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Tax	$58.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 RAY LN, COVINGTON, TN 38019-4735

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$241.00 (+5.7%)	$15,825 (-) Land $5,225 Building $10,600
2023		$15,825 (+41.29%) Land $5,225 Building $10,600
2022	$228.00	$11,200 Land $3,850 Building $7,350	$44,800 (-29.23%) Land $15,400 Building $29,400
2020			$63,300 Land $20,900 Building $42,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2010–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20