375 Plank Ln, Morehead, KY 40351 Property Records

Rowan County property record for 375 Plank Ln, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,274 sqft
Lot Size	14.2 acres (622,472 sqft)
Owner	Individual on Record
Tax Bill	$643 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`090-00 00 012.09`

Property Details

APN / Parcel Number

Primary APN	`090-00 00 012.09`
Alternative APNs	`5162` `5170` `5476`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,274 sqft Living Area

Exterior

Architectural Style	Mobile Home
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	622,472 sqft (14.2 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	5476
Street Address	375 PLANK LN
City	MOREHEAD
State	KY
Zip	40351-8147
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOUSE, BARN & LAND- PLANK LANE
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1000
Census Tract	950100

Owner

Source: Rowan County assessment roll, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	375 PLANK LN, MOREHEAD, KY 40351-8147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Oct 9, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2023
Transfer Doc	00D289/373
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	375 PLANK LN, MOREHEAD, KY 40351-8147
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 PLANK LN, MOREHEAD, KY 40351-8147

Mortgage

Document Number	00A476/788
Date	Jan 3, 2025
Book Page	A476/788
Instrument	2034013

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Oct 9, 2023
Property Address	375 PLANK LN, MOREHEAD, KY 40351-8147
Document Number	00D289/373
Book / Page	D289 / 373
Map Reference	DD 143 PG 51
Instrument Date	Oct 4, 2023
Instrument	2025752
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 PLANK LN, MOREHEAD, KY 40351-8147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 PLANK LN, MOREHEAD, KY 40351-8147

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$643.00 (-13.34%) Homeowner's exemption	$126,000 (-5.58%) Land $125,500 Building $500	$159,700 (-7.15%) Land $45,500 Building $114,200
2023	$742.00 Homeowner's exemption	$133,450 Land $133,450	$172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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