375 Phillips Rd, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 375 Phillips Rd, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2024)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160819.110`

Property Details

APN / Parcel Number

Primary APN	`160819.110`
Alternative APN	`514889 28.1-5-29.110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	160819.110
Street Address	375 PHILLIPS RD
City	SAUGERTIES
State	NY
Zip	12477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	15
Legal Block	5
Legal Lot Number	29.110
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	4
Census Block	4005
Census Tract	950400

Owner

Source: Ulster County and Saugerties Town records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 KINGS MALL CT, 128, KINGSTON, NY 12401-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ULSTER SAVINGS BANK
Jun 17, 2024	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Deed Book / Page	7365 / 343
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	375 PHILLIPS RD, SAUGERTIES, NY 12477
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006480
Date	Jun 17, 2024
Book Page	13315/217
Instrument	2024-6480

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jun 17, 2024
Property Address	375 PHILLIPS RD, SAUGERTIES, NY 12477
Document Number	0000006475
Book / Page	7365 / 343
Instrument Date	Jun 13, 2024
Instrument	2024-6475
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 KINGS MALL CT # 128, 128, KINGSTON, NY 12401-1574
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006476
Date	Jun 17, 2024
Instrument	2024-6476

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

Mortgage

Document Number	0000006478
Date	Jun 17, 2024
Book Page	13315/205
Instrument	2024-6478

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,684.00 (+139.4%)	$417,500 (+20.14%) Land $90,500 Building $327,000	$417,500 (+20.14%) Land $90,500 Building $327,000
2023		$347,500 (+17%) Land $87,500 Building $260,000	$347,500 (+17%) Land $87,500 Building $260,000
2022		$297,000 Land $87,500 Building $209,500	$297,000 Land $87,500 Building $209,500
2021	$2,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 99.6% of New York
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Archtop Fiber.

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