375 Phelps Rd, Richmond, KY 40475 Property Records

Madison County property record for 375 Phelps Rd, Richmond, KY 40475

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size11.5 acres (501,811 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Nov 1991)
Tax Bill$1,163 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0077-0000-0010-C

Property Details

APN / Parcel Number

Primary APN0077-0000-0010-C
Alternative APNs
  • 102555
  • 139825
  • 69930

Exterior

Lot Area501,811 sqft (11.5 acres)

Location & Zoning

Account Number69930
Street Address375 PHELPS RD
CityRICHMOND
StateKY
Zip40475-9390
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description11.52 ACRES
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group2
Census Block2003
Census Tract10101

Owner

375 Phelps Rd, an agricultural property, is owned and occupied by an individual who bought it in November 1991.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address375 PHELPS RD, RICHMOND, KY 40475-9390
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 1991 · Amount on File
Deed SaleNov 4, 1991 · Amount on File
Deed Document Number0000414324
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address375 PHELPS RD, RICHMOND, KY 40475-9390
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address375 PHELPS RD, RICHMOND, KY 40475-9390

Mortgage

Document Number0M2249/465
DateAug 1, 2023
Book PageM2249/465
Instrument2014159147
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 15, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 375 Phelps Rd was $1,163 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,163.00 Homeowner's exemption$172,500$172,500
2023$1,223.00 Homeowner's exemption$172,500$172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Phelps Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2021–2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Phelps Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
BridgeMAXX Suncoast Broadband
Fixed Wireless
10 / 1

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Phelps Rd

Nearby Streets

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