375 Old Baptist Rd, Morehead, KY 40351 Property Records

Fleming County property record for 375 Old Baptist Rd, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,800 sqft · built 2006
Lot Size	21.7 acres (947,866 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2015)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-00-00-031.00`

Property Details

APN / Parcel Number

Primary APN	`097-00-00-031.00`
Alternative APN	`24805`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	947,866 sqft (21.7 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	24805
Street Address	375 OLD BAPTIST RD
City	MOREHEAD
State	KY
Zip	40351-7560
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FARM 21.76AC W/HSE
Jurisdiction	FLEMING KY
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3006
Census Tract	920400

Owner

375 Old Baptist Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2018.

Source: Fleming County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK
Nov 5, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2015 · Amount on File
Deed Sale	Dec 2, 2015 · Amount on File
Deed Document Number	201556594
Deed Book / Page	258 / 531
Last Transfer Date	Oct 30, 2018
Transfer Doc	00D269/650
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M357/700
Date	Jan 22, 2019
Book Page	M357/700
Instrument	66612

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2038

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M355/743
Date	Nov 5, 2018
Book Page	M355/743
Instrument	65754

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLEMING KY
Recording Date	Nov 5, 2018
Property Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560
Document Number	00D269/650
Book / Page	D269 / 650
Map Reference	DB 210 PG 169
Instrument Date	Oct 30, 2018
Instrument	65753
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 OLD BAPTIST RD, MOREHEAD, KY 40351-7560

Tax Assessment & Valuation

The 2025 property tax bill for 375 Old Baptist Rd was $3,441.

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,400 (+25.4%) Land $12,800 Building $431,600	$995,000 (-4.01%) Land $995,000
2025	$3,441.00	$354,400 Land $12,800 Building $341,600	$1,036,600 Land $695,000 Building $341,600
2023	$3,483.00	$347,600 Land $21,700 Building $325,900	$495,000 Land $495,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Old Baptist Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Old Baptist Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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