375 Montezuma Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 375 Montezuma Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1948
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Nov 2015)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-1900-0005-00-1`

Property Details

APN / Parcel Number

Primary APN	`18-1900-0005-00-1`
Alternative APN	`11-18-1900-0005-00-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Basement Area	853 sqft
Unfinished Basement	853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Raised Ranch
Lot Area	21,954 sqft (0.504 acres)
Lot Dimensions	135 ft deep x 162 ft wide
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	375 MONTEZUMA RD
City	BENTON HARBOR
State	MI
Zip	49022-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	ENTIRE LOTS 5 & 6 THE W HAF OF W HAF OF LOT 7 & THE W HAF OF W HAF OF LOT 8 EAST & GRAMS SUBDIVISION
Legal Subdivision	EAST & GRAMS SUBDIVISION
Legal Lot Number	5-8
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2009
Census Tract	700

Owner

375 Montezuma Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 MONTEZUMA RD, BENTON HARBOR, MI 49022-7001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on File
Deed Sale	Nov 3, 2015 · Amount on File
Prior Sale	Nov 19, 1992 · Amount on File
Deed Book / Page	3119 / 1647
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	375 MONTEZUMA RD, BENTON HARBOR, MI 49022-7001
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03175/0569
Date	Jun 19, 2017
Book Page	3175/0569

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	375 MONTEZUMA RD, BENTON HARBOR, MI 49022-7001
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 MONTEZUMA RD, BENTON HARBOR, MI 49022-7001

Mortgage

Document Number	003372/289
Date	Apr 26, 2022
Book Page	3372/289
Instrument	2022351269

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 375 Montezuma Rd was $2,566 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,400	$282,800
2025	$2,566.00
2023		$85,900	$171,800
2022	$2,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Montezuma Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Montezuma Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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