375 Lake Dr, Smyrna, DE 19977 Property Records

Kent County property record for 375 Lake Dr, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1994
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (May 2001)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Dec 2021 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-17-019.05-02-15.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-019.05-02-15.00-000`
Alternative APNs	`DC17019.050215.00/000` `2766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 90 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2766
Street Address	375 LAKE DR
City	SMYRNA
State	DE
Zip	19977-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COTTAGE DALE ACRES SEC 2 LOT 58
Legal Subdivision	COTTAGE DALE ACRES
Legal Lot Number	58
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1046
Census Tract	40204

Owner

375 Lake Dr is owned and occupied by two individuals who bought it in May 2001.

Source: Kent County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	375 LAKE DR, SMYRNA, DE 19977-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DOVER FCU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Sep 14, 2018	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2001 · Amount on File
Deed Sale	May 30, 2001 · Amount on File
Deed Document Number	2001418 159
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	375 LAKE DR, SMYRNA, DE 19977-1320
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439956
Date	Dec 29, 2021
Book Page	11647/326
Instrument	2021-439956

Lender

Name	DOVER FCU
Type	Credit Union
Address	DOVER, DE 19904

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2027

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	375 LAKE DR, SMYRNA, DE 19977-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393759
Date	Aug 31, 2020
Book Page	10394/183
Instrument	2020-393759

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	375 LAKE DR, SMYRNA, DE 19977-1320
Document Number	0000348535
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	375 LAKE DR SMYRNA DE 199771320, SMYRNA, DE 19977-1320

Mortgage

Document Number	0000348535
Date	Sep 25, 2018
Book Page	009302/000001
Instrument	348535

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 375 Lake Dr was $1,138, up 2.1% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,138.00 (+2.06%)	$385,300 Land $82,100 Building $303,200
2025	$1,115.00
2023	$1,189.00	$63,600 Land $17,500 Building $46,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 375 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures