375 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 375 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,155 sqft · built 1920
Lot Size	0.106 acres (4,631 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2018)
Tax Bill	$5,578 (2026)
Deeds & Mortgages	Aug 2024 Refinance Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-003-00042`

Property Details

APN / Parcel Number

Primary APN	`41-003-00042`
Alternative APN	`WORC M:41 B:003 L:00042`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,155 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	778 sqft
Basement Area	784 sqft
Unfinished Basement	30 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,631 sqft (0.106 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	41-003-00042
Street Address	375 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	LAKEWOOD
Legal Block	3
Legal Lot Number	42
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2010
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	375 LAKE AVE, WORCESTER, MA 01604-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 31, 2018	Quit Claim Deed, Transfer · FHA Mortgage PLAZA HOME MTG
Sep 21, 2017	Quit Claim Deed, Transfer LAKE AVE LNDG TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Book / Page	59183 / 328
Transfer Doc	059183-328
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	375 LAKE AVE, WORCESTER, MA 01604-1313
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070897-23
Date	Aug 15, 2024
Book Page	70897/23
Instrument	65491

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	375 LAKE AVE, WORCESTER, MA 01604-1313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61158-273
Date	Oct 1, 2019
Book Page	61158/273
Instrument	102711

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 31, 2018
Property Address	375 LAKE AVE, WORCESTER, MA 01604-1313
Document Number	59183-328
Book / Page	59183 / 328
Instrument	78797
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 LAKE AVE, WORCESTER, MA 01604-1313

Mortgage

Document Number	591830330
Date	Jul 31, 2018
Instrument	59183/0330

Lender

Name	PLAZA HOME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 21, 2017
Property Address	375 LAKE AVE, WORCESTER, MA 01604-1313
Document Number	57763-56
Book / Page	057763 / 000056
Instrument Date	Aug 21, 2017
Instrument	4071
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	100 BOSTON TPKE #153 SHREWSBURY MA 015453601, 153, SHREWSBURY, MA 01545-3601

Mortgage

Document Number	57763-65
Date	Sep 21, 2017
Book Page	057763/000065
Instrument	4073

Lender

Name	LAKE AVE LNDG TRUST (CT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,578.00 (+2.76%)	$420,003 (+2.07%) Land $111,303 Building $308,700	$407,647 (+3.8%)
2025	$5,428.00 (+9.02%)	$411,505 (+18.52%) Land $106,005 Building $305,500	$392,730 (+1.47%)
2024			$387,030
2023	$4,979.00	$347,196 Land $91,296 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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