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375 Harvey St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 375 Harvey St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,871 sqft · built 2015
Lot Size0.08 acres (3,500 sqft)
OwnerTrust Name on File
Last Sale$800,000 (Dec 2015)
Tax Bill$10,306 (2025)
Deeds & MortgagesMar 2022 Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN023-049-022

Property Details

APN / Parcel Number

Primary APN023-049-022

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,871 sqft Living Area

Exterior

Year BuiltBuilt 2015
Construction TypeWood
Lot Area3,500 sqft (0.08 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address375 HARVEY ST
CityCAMBRIA
StateCA
Zip93428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCAM PINES M U 7 BL 166 LTS 37 & 38
Legal SubdivisionCAMBRIA PINES MANOR
Legal Block166
Legal Lot Number37,38 38
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1047
Census Tract10403

Owner

375 Harvey St is held in a trust since April 2019.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of RecordTrust Name on File
Mailing Address16800 E FRANSCELLA LN, RIPON, CA 95366-9405
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 2015 · Amount on File
Deed SaleDec 24, 2015 · Amount on File
Prior SaleDec 24, 2015 · Amount on File
Deed Document Number0000064540
Last Transfer DateApr 1, 2019
Transfer Doc0000011488
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address375 HARVEY ST, CAMBRIA, CA 93428
Transaction TypeMortgage
Record UpdatedMar 15, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16800 E FRANSCELLA LN, RIPON, CA 95366-9405

Mortgage

Document Number0000009988
DateMar 4, 2022
Instrument2022009988
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 1, 2019
Property Address375 HARVEY ST, CAMBRIA, CA 93428
Document Number0000011488
Instrument DateMar 21, 2019
Instrument11488
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1514 H ST MODESTO CA 953542533, MODESTO, CA 95354-2533

Tax Assessment & Valuation

The 2025 property tax bill for 375 Harvey St was $10,306.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,306.00$947,030 Land $532,705 Building $414,325
2023$9,907.00 (+1.98%)$910,257 Land $512,020 Building $398,237
2022$9,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 375 Harvey St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1983–2023)
Claims Outside the SFHA6 of 8
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Harvey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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