375 Four Leaf Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 375 Four Leaf Ln, Charlottesville, VA 22903

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	10,317 sqft · built 2008
Lot Size	0.454 acres (19,776 sqft)
Owner	Company Name on Record
Tax Bill	$21,697 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`056F1-00-00-00100`

Property Details

APN / Parcel Number

Primary APN	`056F1-00-00-00100`
Alternative APN	`17612`

Interior

Units	15 Units
Stories	1 Story
Building Area	10,317 sqft Finished Area
Gross Area	17,036 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	19,776 sqft (0.454 acres)
Porch	Slab
Porch Area	1,662 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	375 FOUR LEAF LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-6905
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	PDMC
Legal Description	CLOVER LAWN VILLAGE COMMERCIAL 1
Legal Subdivision	CLOVER LAWN VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 RIO RD W, CHARLOTTESVILLE, VA 22901-1307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit PIONEER BANK
Sep 19, 2018	Loan Modification, Mortgage · Line of Credit ESSEX BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 30, 2026
Property Address	375 FOUR LEAF LN, CHARLOTTESVILLE, VA 22903-6905
Document Number	0000009588
Instrument Date	Sep 29, 2026
Instrument	20269588
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000009588,
Date	Sep 30, 2026
Instrument	20269588

Lender

Name	PIONEER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 19, 2018
Property Address	375 FOUR LEAF LN, CHARLOTTESVILLE, VA 22903-6905
Book / Page	005096 / 000392
Instrument Date	Sep 18, 2018
Instrument	10538
Transaction Type	Mortgage
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	307 RIO RD W CHARLOTTESVILLE VA 229011307, CHARLOTTESVILLE, VA 22901-1307

Mortgage

Document Number	0000010538
Date	Sep 19, 2018
Book Page	005096/000392
Instrument	10538

Lender

Name	ESSEX BK
Type	Bank
Address	9954 MAYLAND DR # 2100, RICHMOND, VA 23233-1482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,697.00 (-1.35%)	$2,427,000 (-12.6%) Land $308,500 Building $2,118,500	$2,427,000 (-12.6%) Land $308,500 Building $2,118,500
2025	$21,993.00 (-7.26%)
2023	$23,714.00	$2,776,900 Land $308,500 Building $2,468,400	$2,776,900 Land $308,500 Building $2,468,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Four Leaf Ln

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