375 Co Rd 440, Centre, AL 35960 Property Records

Cherokee County property record for 375 Co Rd 440, Centre, AL 35960 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,988 sqft · built 2004
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,051 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-12-07-36-0-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`13-12-07-36-0-000-005.000`
Alternative APNs	`ALT APN:1207360000005000` `10226`

Interior

Stories	1 Story
Building Area	1,988 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,089,000 sqft (25 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,452 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	10226
Street Address	375 COUNTY ROAD 440
City	CENTRE
State	AL
Zip	35960-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF S/2NW/4,S 450', E2450' TO ALA STATE LINE,N ALG STATE LINE 450', W 2400' TO POB
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1034
Census Tract	956101

Owner

Source: Cherokee County records · APN 13-12-07-36-0-000-005.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	375 COUNTY ROAD 440, CENTRE, AL 35960-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	375 COUNTY ROAD 440, CENTRE, AL 35960-3359
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 COUNTY ROAD 440, CENTRE, AL 35960-3359

Mortgage

Document Number	0000231877
Date	Dec 22, 2023
Instrument	231877

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (-14.55%) Homeowner's exemption	$6,100 (-39.36%) Land $2,100 Building $4,000	$308,800 (+5.61%) Land $67,400 Building $241,400
2024	$1,230.00	$10,060 (-65.6%) Land $6,120 Building $3,940	$292,400 (-) Land $61,200 Building $231,200
2023	$1,230.00	$29,240 (+190.66%)	$292,400 (-) Land $61,200 Building $231,200
2022	$1,230.00	$10,060 Land $6,120 Building $3,940	$292,400 Land $61,200 Building $231,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 73% of the US · above 95% of Alabama
Wildfire Likelihood	About 1 in 238 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.