Polk County property record for 375 Cloverdale Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 2005 |
| Lot Size | 0.235 acres (10,215 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $165,300 (Feb 2019) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-001260 |
| Primary APN | 26-29-13-687551-001260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 2,087 sqft |
| 1st Floor Area | 1,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,215 sqft (0.235 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 34 sqft |
| Street Address | 375 CLOVERDALE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 126 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 126 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICAN FORK |
| Nov 13, 2018 | Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 201935157 |
| Deed Book / Page | 10756 / 1584 |
| Last Transfer Date | Dec 30, 2024 |
| Transfer Doc | 0000053803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 21, 2019 |
| Property Address | 375 CLOVERDALE RD, WINTER HAVEN, FL 33884-4215 |
| Document Number | 0107561584 |
| Book / Page | 010756 / 001584 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 35157 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,157.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12377 S SAGE GLEN DR RIVERTON UT 840653179, RIVERTON, UT 84065-3179 |
| Document Number | 107561586 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 010756/001586 |
| Instrument | 35158 |
| Name | BANK OF AMERICAN FORK |
|---|---|
| Type | Bank |
| Address | AMERICAN FORK, UT 84003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2018 |
| Property Address | 375 CLOVERDALE RD, WINTER HAVEN, FL 33884-4215 |
| Document Number | 0106680761 |
| Book / Page | 010668 / 000761 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 236909 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,317 (-0.68%) Land $35,000 Building $184,317 | $219,317 (-0.68%) Land $35,000 Building $184,317 | |
| 2025 | $4,128.00 (+10.29%) | $220,809 (+0.28%) Land $35,000 Building $185,809 | $220,809 (+0.28%) Land $35,000 Building $185,809 |
| 2023 | $3,743.00 (+9.22%) | $220,192 (+10.26%) Land $34,000 Building $186,192 | $220,192 (+10.26%) Land $34,000 Building $186,192 |
| 2022 | $3,427.00 | $199,710 Land $28,000 Building $171,710 | $199,710 Land $28,000 Building $171,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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