375 Clipper Dr, Atwater, CA 95301 Property Records

Merced County property record for 375 Clipper Dr, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1999
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2025)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156-140-066-000`

Property Details

APN / Parcel Number

Primary APN	`156-140-066-000`
Alternative APN	`156-140-066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,485 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	85 sqft
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	156-140-066
Street Address	375 CLIPPER DR
City	ATWATER
State	CA
Zip	95301-4745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	SHAF LKS E #7 LOT 119
Legal Subdivision	SHAF LAKES E 07
Legal Lot Number	119
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3001
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	375 CLIPPER DR, ATWATER, CA 95301-4745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 30, 2020	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Nov 23, 1998 · Amount on Record
Deed Document Number	202520933
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000035252
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	375 CLIPPER DR, ATWATER, CA 95301-4745
Document Number	0000035253
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	375 CLIPPER DR ATWATER CA 953014745, ATWATER, CA 95301-4745

Mortgage

Document Number	0000035253
Date	Sep 30, 2020
Instrument	35253

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Sep 29, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.76%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	375 CLIPPER DR, ATWATER, CA 95301-4745
Document Number	0000035254
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	375 CLIPPER DR ATWATER CA 953014745, ATWATER, CA 95301-4745

Mortgage

Document Number	0000035254
Date	Sep 30, 2020
Instrument	35254

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Sep 29, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.76%

September 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Sep 30, 2020
Property Address	375 CLIPPER DR, ATWATER, CA 95301-4745
Document Number	0000035252
Instrument Date	Sep 15, 2020
Instrument	35252
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	375 CLIPPER DR ATWATER CA 953014745, ATWATER, CA 95301-4745

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,000 (+140.15%) Land $100,000 Building $325,000
2025	$1,888.00 (+2.44%) Homeowner's exemption	$176,971 (+4.04%) Land $40,747 Building $136,224
2024	$1,843.00 (+2.67%)
2023	$1,795.00 (+1.58%) Homeowner's exemption	$170,101 Land $39,166 Building $130,935
2022	$1,767.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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