375 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 375 Chestnut St, Oneonta, NY 13820

Property Summary

Property Type	Auto Repair, Garage
Details	3,640 sqft · built 1975
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2003)
Tax Bill	$16,491 (2026)
Flood Zone	Zone X (minimal risk)
APN	`364600 299.07-4-27.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.07-4-27.00`
Alternative APNs	`460029900700040270000000` `111300`

Interior

Stories	1 Story
Building Area	3,640 sqft Gross Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	66,647 sqft (1.53 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	111300
Street Address	375 CHESTNUT ST
City	ONEONTA
State	NY
Zip	13820-2149
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	003 0 0
Legal Block	4
Legal Lot Number	27.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3027
Census Tract	590800

Owner

375 Chestnut St, a commercial property, is owned by two individuals who bought it in May 2003.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 WALNUT ST, ONEONTA, NY 13820-1824
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2003 · Amount on File
Deed Sale	May 27, 2003 · Amount on File
Deed Book / Page	1005 / 266
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 375 Chestnut St was $16,491, up 0.4% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,491.00 (+0.35%)
2025	$16,433.00	$515,700 Land $140,900 Building $374,800	$736,714 Land $201,286 Building $535,428
2023	$3,363.00	$515,700 (+57.71%) Land $140,900 Building $374,800	$661,154 (+77.93%) Land $180,641 Building $480,513
2022		$327,000 Land $140,900 Building $186,100	$371,591 Land $160,114 Building $211,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 375 Chestnut St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 375 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000