3749 Sarah Ann Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3749 Sarah Ann Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,166 sqft · built 1990
Lot Size0.5 acres (21,760 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Nov 2023)
Tax Bill$9,839 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2023 Re-recorded Document
+ 2 more
Flood ZoneZone X (minimal risk)
APN124-440-03-00

Property Details

APN / Parcel Number

Primary APN124-440-03-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,166 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area21,760 sqft (0.5 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3749 SARAH ANN DR
CityFALLBROOK
StateCA
Zip92028-9056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 3 TR 012102
Legal SubdivisionFALLBROOK 4511
Legal Tract012102
Legal Block1
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Nov 9, 2023Re-recorded Document
TRICO TITLE COMPANY, TICOR TITLE COMPANY
Feb 17, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 20, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2023 · Amount on Record
Deed SaleNov 9, 2023 · Amount on Record
Prior SaleFeb 17, 2022 · Amount on Record
Deed Document Number2023313499
Transfer Doc0000739012
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056

Mortgage

Document Number0000020348
DateJan 23, 2026
Instrument2026-0020348
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSAN DIEGO CA
Recording DateNov 9, 2023
Property Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056
Document Number0000313499
Map ReferenceMAP 12102
Instrument DateFeb 2, 2023
Instrument2023-0313499
Record UpdatedNov 20, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 17, 2022
Property Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056
Document Number0000074838
Map ReferenceMAP 12102
Instrument DateFeb 3, 2022
Instrument2022-0074838
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyTICOR TITLE NLS, TICOR TITLE SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056

Mortgage

Document Number0000074839
DateFeb 17, 2022
Instrument2022-0074839
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

November 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateNov 20, 2020
Property Address3749 SARAH ANN DR, FALLBROOK, CA 92028-9056
Document Number0000739012
Instrument DateNov 12, 2020
Instrument739012
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3749 SARAH ANN DR FALLBROOK CA 920289056, FALLBROOK, CA 92028-9056

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$963,363 (+2%) Land $595,337 Building $368,026
2025$9,839.00 (+150.55%) Homeowner's exemption$944,474 (+148.92%) Land $583,664 Building $360,810
2023$3,927.00 (+1.79%) Homeowner's exemption$379,435 Land $115,035 Building $264,400
2022$3,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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