3748 Winston Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3748 Winston Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,092 sqft · built 1959
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2018)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-0057-002-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0057-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
1st Floor Area	1,312 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3748 WINSTON WAY
City	CARMICHAEL
State	CA
Zip	95608-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (NPA)
Legal Description	WHITNEY VILLAGE 02, LOT 175
Legal Subdivision	WHITNEY VILLAGE 02
Legal Lot Number	175
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5901

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3748 WINSTON WAY, CARMICHAEL, CA 95608-2942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jul 26, 2018	Grant Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	Mar 20, 1995 · Amount on Record
Deed Book / Page	20180726 / 44
Prior Transfer Date	Aug 5, 2011
Prior Transfer Doc	0000000708
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3748 WINSTON WAY, CARMICHAEL, CA 95608-2942
Document Number	2010011221
Instrument Date	Sep 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3748 WINSTON WAY CARMICHAEL CA 956082942, CARMICHAEL, CA 95608-2942

Mortgage

Document Number	2010011221
Date	Oct 1, 2020
Instrument	2010011221

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 26, 2018
Property Address	3748 WINSTON WAY, CARMICHAEL, CA 95608-2942
Document Number	1807260044
Instrument Date	Jul 20, 2018
Instrument	1807260044
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3748 WINSTON WAY CARMICHAEL CA 956082942, CARMICHAEL, CA 95608-2942

Mortgage

Document Number	1807260045
Date	Jul 26, 2018
Instrument	1807260045

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$466,505 (+2%) Land $125,158 Building $341,347
2025	$5,417.00 (+0.99%) Homeowner's exemption	$457,358 (+4.04%) Land $122,704 Building $334,654
2024	$5,364.00 (+2.64%)
2023	$5,226.00 (+0.58%) Homeowner's exemption	$439,601 Land $117,941 Building $321,660
2022	$5,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–1995)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Storms & Flooding, Feb 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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