3748 Laclede Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 3748 Laclede Ave, Cincinnati, OH 45205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,776 sqft · built 1926
Lot Size0.128 acres (5,576 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Feb 2023)
Tax Bill$3,265 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN174-0007-0037-00

Property Details

APN / Parcel Number

Primary APN174-0007-0037-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area2,976 sqft
1st Floor Area1,200 sqft
AtticAttic
Attic Area576 sqft
Basement Area1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,576 sqft (0.128 acres)
Lot Dimensions125 ft deep x 167 ft wide
Garage Area324 sqft
PorchOpen Frame Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3748 LACLEDE AVE
CityCINCINNATI
StateOH
Zip45205-1767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal Description3748 LACLEDE AVE 42 X 124.95 IRR LOT 5 OTTOMAR TOPF SUB & LOT 22 SAMUEL STOKES EST PARS 37-38 CONS
Legal SubdivisionOTTOMAR TOPF SUB
Legal Lot Number5,22
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1016
Census Tract9400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3748 LACLEDE AVE, CINCINNATI, OH 45205-1767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Sep 14, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION HM MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleSep 14, 2020 · Amount on Record
Deed Document Number202311522
Deed Book / Page14856 / 57
Prior Transfer DateNov 23, 2010
Prior Transfer Doc0000000993
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateFeb 17, 2023
Property Address3748 LACLEDE AVE, CINCINNATI, OH 45205-1767
Document Number0000011522
Book / Page14856 / 57
Map ReferenceMB 5 PG 226
Instrument DateFeb 14, 2023
Instrument2023-0011522
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyPRODIGY TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3748 LACLEDE AVE, CINCINNATI, OH 45205-1767

Mortgage

Document Number0000011523
DateFeb 17, 2023
Instrument2023-0011523
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Mortgage

Document Number0000011524
DateFeb 17, 2023
Book Page14856/86
Instrument2023-0011524
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressGRANVILLE, OH 43023
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 14, 2020
Property Address3748 LACLEDE AVE, CINCINNATI, OH 45205-1767
Document Number0000093336
Book / Page014252 / 004760
Instrument DateAug 28, 2020
Instrument93336
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address748 LACLEDE AVE CINCINNATI OH 45205, CINCINNATI, OH 45205

Mortgage

Document Number93337
DateSep 14, 2020
Book Page014252/004763
Instrument93337
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,265.00 (+0.15%)$50,750 (-) Land $2,884 Building $47,866$145,000 (-) Land $8,240 Building $136,760
2024$3,260.00 (-0.18%)$50,750 (-) Land $2,884 Building $47,866
2023$3,266.00 (+276.27%)$50,750 (+338.18%) Land $2,884 Building $47,866$145,000 (+338.2%) Land $8,240 Building $136,760
2022$868.00$11,582 Land $2,548 Building $9,034
2020$33,090 Land $7,280 Building $25,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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