3748 Giles Rd, Lexington, NC 27295 Property Records

Davidson County property record for 3748 Giles Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 4,942 sqft · built 1994
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Sep 1994)
Tax Bill	$976 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-017-0-000-0019-A`

Property Details

APN / Parcel Number

Primary APN	`18-017-0-000-0019-A`
Alternative APNs	`9016882` `9262557`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,942 sqft Total Area
1st Floor Area	1,594 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	78,408 sqft (1.8 acres)
Lot Width	1 ft Width
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,024 sqft
Deck Area	1,017 sqft
Patio Area	1,193 sqft
Shed	1 Shed
Shed Area	792 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9262557
Street Address	3748 GILES RD
City	LEXINGTON
State	NC
Zip	27295-6938
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA2
Legal Description	L19A BK2553-1667 OFF FRANK HUL
Jurisdiction	DAVIDSON NC
Township / Civil Division	TYRO
Census Block Group	1
Census Block	1004
Census Tract	61704

Owner

Source: Davidson County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3748 GILES RD, LEXINGTON, NC 27295-6938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 26, 2018	Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM
Jul 26, 2018	Deed of Trust, Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1994 · Amount on Record
Deed Sale	Sep 1, 1994 · Amount on Record
Deed Book / Page	920 / 272
Last Transfer Date	Jun 18, 2022
Transfer Doc	0025531667
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Jun 24, 2022
Property Address	3748 GILES RD, LEXINGTON, NC 27295-6938
Document Number	0025531667
Book / Page	2553 / 1667
Instrument Date	Jun 18, 2022
Instrument	2022000014289
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3748 GILES RD, LEXINGTON, NC 27295-6938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 GILES RD, LEXINGTON, NC 27295-6938

Mortgage

Document Number	2022000014290
Date	Jun 24, 2022
Instrument	2022000014290

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.18%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.18%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	3748 GILES RD, LEXINGTON, NC 27295-6938
Document Number	0023241627
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 GILES RD LEXINGTON NC 272956938, LEXINGTON, NC 27295-6938

Mortgage

Document Number	0023241627
Date	Jul 31, 2018
Book Page	002324/001627
Instrument	15554

Lender

Name	REVERSE MORTGAGES.COM
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.8%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	3748 GILES RD, LEXINGTON, NC 27295-6938
Document Number	0023241646
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 GILES RD LEXINGTON NC 272956938, LEXINGTON, NC 27295-6938

Mortgage

Document Number	0023241646
Date	Jul 31, 2018
Book Page	002324/001646
Instrument	15555

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.8%

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (+9.05%) Homeowner's exemption Senior Citizen's exemption	$310,800 (+11.06%)	$310,800 (+11.06%) Land $20,250 Building $290,550
2023	$895.00 Homeowner's exemption Senior Citizen's exemption	$279,850	$279,850 Land $20,250 Building $259,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Cable	1,000 / 30

May also be available: Windstream.

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