3748 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3748 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1979
Lot Size	0.302 acres (13,151 sqft)
Owner	2 Company Names on Record
Last Sale	$284,900 (Dec 2018)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2021 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`214-63-343`

Property Details

APN / Parcel Number

Primary APN	`214-63-343`
Alternative APN	`214633434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,516 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,151 sqft (0.302 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Area	330 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3748 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARADISE VALLEY OASIS 11 MCR 189-09
Legal Range	3E
Legal Township	3N
Legal Section	12
Legal Subdivision	PARADISE VALLEY OASIS 11
Legal Lot Number	81
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	103302

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Dec 14, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2018918533
Prior Transfer Date	Oct 14, 1997
Prior Transfer Doc	0000836400
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2023
Property Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Document Number	0000583465
Map Reference	MB 189 PG 9
Instrument Date	Nov 10, 2023
Instrument	20230583465
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078142
Date	Oct 6, 2021
Instrument	20211078142

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 7, 2031

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616

Mortgage

Document Number	0000788396
Date	Aug 26, 2020
Instrument	20200788396

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Document Number	0000822378
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3748 E KAREN DR PHOENIX AZ 850324616, PHOENIX, AZ 85032-4616

Mortgage

Document Number	0000822378
Date	Oct 15, 2019
Instrument	822378

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 14, 2018
Property Address	3748 E KAREN DR, PHOENIX, AZ 85032-4616
Document Number	0000918533
Instrument Date	Dec 12, 2018
Instrument	918533
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$284.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3748 E KAREN DR PHOENIX AZ 850324616, PHOENIX, AZ 85032-4616

Mortgage

Document Number	918534
Date	Dec 14, 2018
Instrument	918534

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,810 (+139.57%)	$418,100 (+5.16%) Land $83,600 Building $334,500
2025	$1,511.00 (+5.08%)	$17,452 (-57.97%)	$397,600 (-4.24%) Land $79,500 Building $318,100
2024		$41,520 (+16.43%)	$415,200 (+16.43%) Land $83,000 Building $332,200
2023	$1,438.00 (+0.91%)	$35,660 Land $7,130 Building $28,530	$356,600 Land $71,300 Building $285,300
2022	$1,425.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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