3748 California Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 3748 California Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1970
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Nov 2025)
Tax Bill	$5,025 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-0360-009-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0360-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,442 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3748 CALIFORNIA AVE
City	CARMICHAEL
State	CA
Zip	95608-6444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	W 172 FT OF N 108 FT TRACT 82 CARMICHAEL COLONY
Legal Subdivision	CARMICHAEL COLONY
Legal Tract	82
Legal Lot Number	82
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44894 ATHEL WAY, TEMECULA, CA 92592-4165
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Grant Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC
Jul 25, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ASSENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Dec 20, 2024 · Amount on Record
Deed Book / Page	1104 / 763
Prior Transfer Date	Mar 16, 1999
Prior Transfer Doc	9903000675
Record Updated	Sep 20, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 4, 2025
Property Address	3748 CALIFORNIA AVE, CARMICHAEL, CA 95608-6444
Document Number	0000000763
Map Reference	MB 10 MAP 9
Instrument Date	Nov 3, 2025
Instrument	202511040763
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 ATHEL WAY, TEMECULA, CA 92592

Mortgage

Document Number	0000000764
Date	Nov 4, 2025
Instrument	202511040764

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3748 CALIFORNIA AVE, CARMICHAEL, CA 95608-6444
Document Number	2008070544
Instrument Date	Jul 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 CALIFORNIA AVE CARMICHAEL CA 956086444, CARMICHAEL, CA 95608-6444

Mortgage

Document Number	2008070544
Date	Aug 7, 2020
Instrument	2008070544

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3748 CALIFORNIA AVE, CARMICHAEL, CA 95608-6444
Document Number	1706300476
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 CALIFORNIA AVE CARMICHAEL CA 956086444, CARMICHAEL, CA 95608-6444

Mortgage

Document Number	1706300476
Date	Jun 30, 2017
Instrument	1706300476

Lender

Name	ASSENT INC
Address	18881 VON KARMAN AVE # 1075, IRVINE, CA 92612-8535

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,000 (+38.55%) Land $172,500 Building $402,500
2025	$5,025.00 (+47.62%)	$415,000 (+46.88%) Land $115,000 Building $300,000
2024	$3,404.00 (+1.67%)
2023	$3,348.00 (+2.07%) Homeowner's exemption	$282,547 Land $69,566 Building $212,981
2022	$3,280.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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