3748 Brand Crst, Encinitas, CA 92024 Property Records

San Diego County property record for 3748 Brand Crst, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,411 sqft · built 1985
Lot Size	0.65 acres (2,828 sqft)
Owner	Company Name on Record
Last Sale	$1,005,000 (Apr 2017)
Tax Bill	$12,856 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-182-31-00`

Property Details

APN / Parcel Number

Primary APN	`262-182-31-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,411 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	2,828 sqft (0.65 acres)
Lot Dimensions	65 ft deep x 48 ft wide
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3748 BRAND CRST
City	ENCINITAS
State	CA
Zip	92024-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	LOT 81 TR 010818
Legal Subdivision	ENCINITAS #4328
Legal Tract	010818
Legal Block	2
Legal Lot Number	81
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3748 BRAND CRST, ENCINITAS, CA 92024-5505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 20, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Sep 8, 2015 · Amount on Record
Deed Document Number	2017177161
Prior Transfer Date	Apr 12, 1994
Prior Transfer Doc	0000321307
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3748 BRAND CRST, ENCINITAS, CA 92024-5505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000504095
Date	Nov 4, 2019
Instrument	2019-0504095

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2020
Property Address	3748 BRAND CRST, ENCINITAS, CA 92024-5505
Document Number	0000719619
Instrument Date	Oct 28, 2020
Instrument	719619
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3748 BRAND CRST ENCINITAS CA 920245505, ENCINITAS, CA 92024-5505

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2017
Property Address	3748 BRAND CRST, ENCINITAS, CA 92024-5505
Document Number	0000177161
Map Reference	MAP10818
Instrument Date	May 10, 2016
Instrument	2017-0177161
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3748 BRAND CRST, ENCINITAS, CA 92024-5505

Mortgage

Document Number	0000177162
Date	Apr 20, 2017
Instrument	2017-0177162

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,189,710 (+2%) Land $828,655 Building $361,055
2025	$12,856.00 (+3.66%) Homeowner's exemption	$1,166,383 (+4.04%) Land $812,407 Building $353,976
2024	$12,402.00 (+2.48%)
2023	$12,102.00 (+2.02%) Homeowner's exemption	$1,121,093 Land $780,861 Building $340,232
2022	$11,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, Ting.

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