3748 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 3748 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,436 sqft · built 2015
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (May 2019)
Tax Bill	$5,343 (2023)
Deeds & Mortgages	Aug 2020 Mortgage May 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-043789`

Property Details

APN / Parcel Number

Primary APN	`03-043789`
Alternative APNs	`3043789` `043789`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Total Area
Basement Area	820 sqft
Finished Basement	820 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.12 acres)
Garage Type	Built-in
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	106 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043789
Old Parcel Number	3043789
Street Address	3748 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 1R BLK 48 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH
Legal Block	48
Legal Lot Number	1R 2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1011
Census Tract	860404

Owner

3748 7th St is owned and occupied by two individuals who bought it in May 2019.

Source: Calvert County records, as of September 18, 2023

Owner of Record	2 Individual Names on File
Mailing Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
May 31, 2019	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Sep 10, 2018	Grant Deed, Transfer TITLEMAX CORPORATION
Apr 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
Jun 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Sep 10, 2018 · Amount on File
Deed Document Number	0005366318
Deed Book / Page	5366 / 318
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CONSUMER REAL ESTATE TTL INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056790396
Date	Aug 26, 2020
Book Page	5679/396

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 31, 2019
Property Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Document Number	0053660318
Book / Page	005366 / 000318
Instrument Date	Apr 26, 2019
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	CONSUMER REAL ESTATE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3748 7TH ST NORTH BEACH MD 207149725, NORTH BEACH, MD 20714-9725

Mortgage

Document Number	53660323
Date	May 31, 2019
Book Page	005366/000323

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2018
Property Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Document Number	0052490311
Book / Page	005249 / 000311
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	TITLEMAX CORPORATION

Transaction

Amount	Amount on Record
Tax	$259.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	748 7TH ST NORTH BEACH MD 20714, NORTH BEACH, MD 20714

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 3, 2018
Property Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Document Number	0051660226
Book / Page	005166 / 000226
Instrument Date	Jun 13, 2017
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 14, 2017
Property Address	3748 7TH ST, NORTH BEACH, MD 20714-9725
Document Number	0050100408
Book / Page	005010 / 000408
Instrument Date	Mar 14, 2017
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5016 PARKWAY PLAZA BLVD #200 CHARLOTTE NC 282171930, 200, CHARLOTTE, NC 28217-1930

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,343.00 Homeowner's exemption	$514,267	$594,000 Land $87,700 Building $506,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3748 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3748 7th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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