3747 Cindy Ave, Key West, FL 33040 Property Records

Monroe County property record for 3747 Cindy Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1963
Lot Size	0.141 acres (6,180 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Oct 2020)
Tax Bill	$4,003 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00054700-000000`

Property Details

APN / Parcel Number

Primary APN	`00054700-000000`
Alternative APNs	`01010100054700000000` `1055301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Living Area
1st Floor Area	874 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,180 sqft (0.141 acres)
Lot Dimensions	106 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	306 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1055301
Old Parcel Number	01010100054700000000
Street Address	3747 CINDY AVE
City	KEY WEST
State	FL
Zip	33040-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK 2 KW PEARLMAN ESTATES PB3-100 OR71-69 OR74-148 OR1576-185 OR2138-1610 OR2356-1915 OR2356-1917 OR3053-1523
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES
Legal Block	2
Legal Lot Number	22
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1022
Census Tract	971900

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3747 CINDY AVE, KEY WEST, FL 33040-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Apr 21, 2008 · Amount on Record
Deed Document Number	2288667
Deed Book / Page	3053 / 1523
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3747 CINDY AVE, KEY WEST, FL 33040-4407
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3747 CINDY AVE, KEY WEST, FL 33040-4407

Mortgage

Document Number	0033550424
Date	Nov 25, 2025
Book Page	3355/424
Instrument	2523381

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 27, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 29, 2020
Property Address	3747 CINDY AVE, KEY WEST, FL 33040-4407
Document Number	0030531523
Book / Page	3053 / 1523
Map Reference	MB 3 PG 100
Instrument Date	Oct 26, 2020
Instrument	2288667
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3747 CINDY AVE, 3747, KEY WEST, FL 33040-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3747 CINDY AVE, KEY WEST, FL 33040-4407

Mortgage

Document Number	0030531525
Date	Oct 29, 2020
Instrument	3053/1525

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$482,901 (+7.98%)	$671,204 (-3.52%) Land $501,336 Building $169,868
2024	$4,003.00 (+3.7%)
2023	$3,860.00 (+4.58%) Homeowner's exemption	$447,194 (+3%)	$695,689 (+20.77%) Land $552,989 Building $142,700
2022	$3,691.00 Homeowner's exemption	$434,169	$576,054 Land $431,453 Building $144,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 532 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	721 units insured incl. 189 condo units
Nearby Flood Claims	473 (1980–2026)
Claims Outside the SFHA	3 of 473
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Wilma, Oct 2005 · 274 claims Hurricane Georges, Oct 1998 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Cindy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures