Delaware County property record for 37461 State Hwy 20, Jay, OK 74346
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,175 sqft · built 2021 |
| Lot Size | 103 acres (4,508,024 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Feb 2003) |
| Tax Bill | $3,476 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23N25E-15-2-00000-000-0000 |
| Primary APN | 23N25E-15-2-00000-000-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,175 sqft Living Area |
| Safe Room | Safe Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,508,024 sqft (103 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 568 sqft |
| Deck Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 2,650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 68609 |
|---|---|
| Street Address | 37461 STATE HIGHWAY 20 |
| City | JAY |
| State | OK |
| Zip | 74346-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 15-23-25 W2 NW SE & NE NW SE & LOT 2 & SW NE & E2 SE NW LESS 3A OF ROAD LESS A TRACT DESCRIBED AS: BEG AT A POINT ON THE SOUT |
| Legal Lot Number | 2 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | GROVE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 376000 |
Source: Delaware County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2018 | Deed of Trust, Mortgage AMERICAN AGCREDIT ACA |
| Sep 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Sep 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Sep 1, 2022 | Deed of Trust, Mortgage · Line of Credit BANCFIRST |
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2003 · Amount on Record |
| Deed Sale | Feb 27, 2003 · Amount on Record |
| Deed Document Number | 0001541444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002247/519 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 2247/519 |
| Instrument | 2018-005828 |
| Name | AMERICAN AGCREDIT ACA |
|---|---|
| Type | Funding / Finance Company |
| Address | VINITA, OK 74301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002456/154 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 2456/154 |
| Instrument | I-2022-008490 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | May 26, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002456/165 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 2456/165 |
| Instrument | I-2022-008491 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Aug 26, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002456/176 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 2456/176 |
| Instrument | I-2022-008492 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002508/791 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2508/791 |
| Instrument | I-2023-009259 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 70 Months |
| Due | Aug 26, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002508/802 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2508/802 |
| Instrument | I-2023-009260 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 37461 STATE HIGHWAY 20, JAY, OK 74346-4819 |
| Document Number | 002508/780 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2508/780 |
| Instrument | I-2023-009258 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | VINITA, OK 74301 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Aug 26, 2052 |
Source: Delaware County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,476.00 (+1.13%) Homeowner's exemption | $39,982 (+3%) Land $3,360 Building $36,622 | $453,511 (+4.61%) Land $33,063 Building $420,448 |
| 2024 | $3,437.00 (+5.82%) Homeowner's exemption | $38,817 (+3%) Land $3,262 Building $35,555 | $433,542 (+16.95%) Land $33,063 Building $400,479 |
| 2023 | $3,248.00 Homeowner's exemption | $37,686 Land $3,104 Building $34,582 | $370,698 Land $27,813 Building $342,885 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 47% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BOLT Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rally Networks DSL | 100 / 50 |
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