37460 Capel Rd, Grafton, OH 44044 Property Records

Lorain County property record for 37460 Capel Rd, Grafton, OH 44044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,480 sqft · built 1959
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Aug 2019)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-077-000-025`

Property Details

APN / Parcel Number

Primary APN	`11-00-077-000-025`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	201 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	418 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	37460 CAPEL RD
City	GRAFTON
State	OH
Zip	44044-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-11-077A -038-00
Legal Subdivision	EATON
Legal Lot Number	77
Jurisdiction	LORAIN OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2008
Census Tract	91200

Owner

37460 Capel Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Lorain County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37460 CAPEL RD, GRAFTON, OH 44044-9476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit SCHOOL EMPS LORAIN CNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Deed Document Number	2019726769
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2026
Property Address	37460 CAPEL RD, GRAFTON, OH 44044-9476
Document Number	0000112815
Instrument Date	Sep 17, 2026
Instrument	2026112815
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37460 CAPEL RD, GRAFTON, OH 44044-9476

Mortgage

Document Number	0000112815,
Date	Sep 24, 2026
Instrument	2026112815

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2056

Interest

Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 19, 2019
Property Address	37460 CAPEL RD, GRAFTON, OH 44044-9476
Document Number	0000726769
Instrument Date	Aug 19, 2019
Instrument	2019-0726769
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	37460 CAPEL RD, GRAFTON, OH 44044-9476

Mortgage

Document Number	0000726770
Date	Aug 19, 2019
Instrument	2019-0726770

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	37460 CAPEL RD, GRAFTON, OH 44044-9476
Document Number	0000641861
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37460 CAPEL RD GRAFTON OH 440449476, GRAFTON, OH 44044-9476

Mortgage

Document Number	0000641861
Date	Aug 24, 2017
Instrument	641861

Lender

Name	SCHOOL EMPS LORAIN CNTY CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 37460 Capel Rd was $4,826 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Eaton Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 Homeowner's exemption	$99,990 (%) Land $19,290 Building $80,700	$285,690 (-) Land $55,110 Building $230,580
2024	$4,826.00 (+10.08%)	$99,992 (+21.75%) Land $19,289 Building $80,703	$285,690 (+21.75%) Land $55,110 Building $230,580
2023	$4,384.00 (+1.88%)	$82,128 (%) Land $12,621 Building $69,507	$234,650 Land $36,060 Building $198,590
2022	$4,303.00	$82,130 Land $12,620 Building $69,510
2021			$234,650 Land $36,060 Building $198,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37460 Capel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 37460 Capel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GLW Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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