3746 Spruce Dr, Myrtle Beach, SC 29577 Property Records

Horry County property record for 3746 Spruce Dr, Myrtle Beach, SC 29577

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 1,204 sqft · built 1958
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$84,350 (Jul 2004)
Tax Bill$438 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN446-09-02-0023

Property Details

APN / Parcel Number

Primary APN446-09-02-0023
Alternative APN
  • 1862501280

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area1,204 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCondo/Apartment
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,049 sqft (0.07 acres)
Garage TypeAttached
Garage Area288 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address3746 SPRUCE DR
CityMYRTLE BEACH
StateSC
Zip29577-5109
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSEAGATE VILLAGE PH V; UNIT 3746 SPRUCE
Legal SubdivisionSEAGATE VILLAGE PH V
Legal Unit3746
JurisdictionHORRY SC
Township / Civil DivisionMYRTLE BEACH
Census Block Group1
Census Block1042
Census Tract51000

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3746 SPRUCE DR, MYRTLE BEACH, SC 29577-5109
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2004 · Amount on Record
Deed SaleJul 28, 2004 · Amount on Record
Deed Document Number2004858939
Deed Book / Page2768 / 707
Last Transfer DateJan 22, 2007
Transfer Doc0033091291
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHORRY SC
Property Address3746 SPRUCE DR, MYRTLE BEACH, SC 29577-5109
Document Number6211/0786
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3746 SPRUCE DR MYRTLE BEACH SC 295775109, MYRTLE BEACH, SC 29577-5109

Mortgage

Document Number6211/0786
DateMay 8, 2020
Book Page006211/000786
Lender
NameGUARANTY HM MTG CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyHorry County
MunicipalityMyrtle Beach City
Unified School DistrictHorry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$438.00
2024$438.00 (+14.66%)$15,954 (-32.38%) Building $15,954$265,900 (+18.34%) Building $265,900
2023$382.00 (-22.67%)$23,594 (-) Building $23,594$224,700 (-) Building $224,700
2021$494.00$23,594 Building $23,594$224,700 Building $224,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies265 units insured
incl. 150 condo units
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MYRTLE BEACH
serves 49,375 people · EPA ID SC2610001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, HTC.

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