Jefferson County property record for 3746 River Oaks Ln, Mountain Brook, AL 35223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,798 sqft · built 1967 |
| Lot Size | 0.354 acres (15,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $271,000 (Jul 2004) |
| Tax Bill | $5,752 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-11-4-001-012.000 |
| Primary APN | 28-00-11-4-001-012.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 3,596 sqft |
| 1st Floor Area | 1,798 sqft |
| Basement Area | 1,798 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,402 sqft (0.354 acres) |
| Lot Dimensions | 151 ft deep x 102 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 364735 |
|---|---|
| Street Address | 3746 RIVER OAKS LN |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35223-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 25 RIVER OAKS 1ST SECTOR 81/18 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS 1ST S 28-11-4 |
| Legal Lot Number | 25 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 10806 |
Source: Jefferson County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3746 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2004 · Amount on Record |
| Deed Sale | Jul 2, 2004 · Amount on Record |
| Deed Book / Page | 200409 / 2659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Apr 22, 2026 |
| Property Address | 3746 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Document Number | 0000034510 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202634510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 3746 RIVER OAKS LN, MOUNTAIN BRK, AL 35223-2120 |
| Document Number | 0000034510, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202634510 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,752.00 (+7.05%) Homeowner's exemption | $53,260 (+6.99%) | $558,300 (+12.15%) Land $265,200 Building $293,100 |
| 2024 | $5,373.00 (+11.91%) | ||
| 2023 | $49,780 Land $26,520 Building $23,260 | $497,800 Land $265,200 Building $232,600 | |
| 2022 | $4,801.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures